Beem'S Lakeside Terrace
Surrounded by nature
Median $435K·Schools 5.0/10
Biking or driving through this stretch feels unhurried—the kind of place where a quarter-mile between neighbors doesn't feel sparse, it feels intentional. Woodbeck Lake sits just a fifth of a mile away, close enough that the water's part of your weekend routine without dominating the landscape, and Derby Lake Public Access is a short walk if you want to launch a kayak or cast a line without ceremony. Coffee shops are a reasonable 1.8 miles out, and dining options cluster around 2.5 miles, which means you're far enough from the hum of commercial strips to breathe, but near enough that dinner out doesn't require logistics. What emerges is a low-key rhythm: space to spread out, water access without the lakefront price tag, and proximity to amenities that feels earned rather than imposed.
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Why people love it here
Lake life
- Derby Lake within walking distance
- 5 parks within 1 mile
$435K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Beem'S Lakeside Terrace
Estimated Monthly Payment
$2,953/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Derby Lake Public Access
0.4 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Derby Lake
0.2 mi
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Crime in Beem'S Lakeside Terrace is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Beem'S Lakeside Terrace home (around $435,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $78k/year in household income to qualify — an estimated monthly payment of $2,930 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,930/mo | $78,134 |
| 10% (+PMI) | $3,372/mo | $89,931 |
| 5% (+PMI) | $3,521/mo | $93,896 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
🍕 Restaurants(2)
Fast Food
🏫 Schools(2)
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(3)
👶 Childcare(1)
Hundred Acre Woods Daycare
Childcare Center
🏥 Hospitals(1)
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Beem'S Lakeside Terrace? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Beem'S Lakeside Terrace
- What do homes cost in Beem'S Lakeside Terrace?
- The median home value in Beem'S Lakeside Terrace is about $435,000. Individual prices vary by street, size, and condition.
- How active is the Beem'S Lakeside Terrace housing market?
- no homes are listed in Beem'S Lakeside Terrace right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Beem'S Lakeside Terrace?
- Beem'S Lakeside Terrace is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
Top contributors in Beem'S Lakeside Terrace
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.