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Home/Neighborhoods/Bear Lake
Lake Area

Bear Lake

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $540K·Walkability 1.9/10·Schools 5.4/10

🏙️37 mito Downtown GR(~1h 14m drive)
🏞️14 mito Lake Michigan(~28 min drive)

This expansive 719-acre community in Kent County offers an exceptional rural lifestyle with generous lot sizes averaging 0.65 acres. The area provides plenty of space for privacy and outdoor activities, with properties featuring single-level ranch homes and stunning log homes along beautiful Bear Lake. Residents enjoy waterfront living opportunities and the peaceful atmosphere that comes with larger parcels and complete owner-occupancy.

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Bear Lake within walking distance
  • 20 parks within 1 mile
  • Horton Park: 6 min walk
  • Beach in Bear Lake Rd & Meadow Ln Area: 6 min walk
💰Home Values

$540K median

  • 5 sales in last 12mo

Notable nearby

🛝Walk to a playground— Playground in Bear Lake Rd & Meadow Ln Area is a 6 min walk
🏞️

Lake facts

MI DNR
Lake size398acres
Homes on lake190parcels
Public accessDestination lakePublic beachNo-wake

Depth, fish species, and motor restrictions sourced from MI DNR — coming soon.

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Conventional Mortgage Calculator

Median home price in Bear Lake

Estimated Monthly Payment

$3,666/mo

$
$108,000
20%
%
Principal & Interest $2,80276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

5 homes sold in Bear Lake this year. Thinking of selling?

See what your home is worth

Flood Risk

None

Not in flood zone

Nearest Park

Horton Park

0.3 mi

Parks Nearby

20

within 1 mile

5.4
/10 avg
Average schools

Based on 5 rated schools nearby

Range: 3/10 to 7/10

School District: North Muskegon Public Schools

7North Muskegon High SchoolHigh · 09-12 · 335 students · 19:1 · 0.7 mi
6North Muskegon Middle SchoolMiddle · 06-08 · 223 students · 17:1 · 0.7 mi
6North Muskegon Elementary SchoolElementary · K-05 · 376 students · 15:1 · 0.7 mi
5ReethsPuffer Middle SchoolMiddle · 06-08 · 542 students · 18:1 · 1.4 mi
3Central Elementary SchoolElementary · PK-04 · 411 students · 15:1 · 1.4 mi

Walkability

1.9

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.6
🍽️Dining— Restaurants, cafes, bars
0.8
🌳Nature— Parks, trails
6.4
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Short drive

Great Lakes Fresh Market

5 mindrive· 16 min bike
Meijer
9 mindrive
🍽️Restaurants
Short drive

Pizza Hut

4 mindrive· 14 min bike
Hobo's Tavern
5 mindrive
Bear Lake Tavern
6 mindrive
Mr. Quicks
5 mindrive

+1 more

🍺Bars & Breweries
Quick drive

Hennesse's Irish Pub

10 mindrive
🌳Parks
Short walk

Horton Park

6 minwalk· 2 min bike· <1 min drive
Park in Ruddiman Dr & Meadow Ln Area
5 mindrive
Bear Lake Beach Park
7 mindrive
North Muskegon Waterfront Sports Park
8 mindrive
🛝Playgrounds
Short walk

Playground in Bear Lake Rd & Meadow Ln Area

6 minwalk· 2 min bike· 1 min drive
Playground in Giles Rd & Weber Rd Area
5 mindrive
Playground in Ruddiman Dr & Meadow Ln Area
6 mindrive
🏞️Lakes & Water
Walkable

Bear Lake

10 minwalk· 4 min bike· 2 min drive
Muskegon Lake
7 mindrive
Lost Lake
8 mindrive
🏖️Beaches
Short walk

Beach in Bear Lake Rd & Meadow Ln Area

6 minwalk· 2 min bike· 1 min drive
🥾Hiking Trails
Quick drive

Veterans Memorial Park Walkway

7 mindrive
🐕Dog Parks
Quick drive

Dog Star Ranch

11 mindrive
🚴Bike Paths
Bikeable

Bear Lake Trail

5 minbike· 15 min walk· 2 min drive
💊Pharmacies
Short drive

Hometown Pharmacy

5 mindrive· 16 min bike
Rite Aid
6 mindrive
Walgreens
8 mindrive
📚Libraries
Quick drive

Hackley Public Library

10 mindrive

Crime in Bear Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Bear Lake home (around $540,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $97k/year in household income to qualify — an estimated monthly payment of $3,643 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $3,643/mo$97,147
10% (+PMI)$4,193/mo$111,810
5% (+PMI)$4,378/mo$116,742

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Bear Lake cost-of-living breakdown →

Local Government · area-wide

Laketon Township

231-744-2454Website

Source: laketontwpmi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$889/yr in electricity from a typical rooftop solar system

Produces ~6,483 kWh/yr · offsets ~62% of a typical home's use

Water

Muskegon County DPW (municipal water)

Township served by county water; billing/meter via county DPW

Sewer

Muskegon County DPW (municipal sewer)

County sanitary sewer service

Trashunconfirmed

Resident-arranged hauler (Republic/Arrowaste area)

Residents contract their own hauler

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Regional IOU

Confirm by address
Natural Gasvaries by address

Consumers Energy

Regional gas IOU

Confirm by address
Police

Muskegon County Sheriff (PINS deputy)

Served by Muskegon County Sheriff PINS officer

Fire

Muskegon Charter Township Fire Department (by contract)

Fire by contract with Muskegon Charter Twp FD; mutual aid from N. Muskegon & White Lake FA

Services for Laketon Township · Source: laketontwpmi.gov

Utility, solar, and service details for Bear Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(9)

Great Lakes Fresh Market

Grocery Store

1.7 mimap

Valy Vietnamese Oriental Food, Gifts & Market

Grocery Store

2.5 mimap

Meijer

Grocery Store

3.5 mimap

+6 more within 5 miles

🍕 Restaurants(5)

Bernie O's

Restaurant

1.1 mimap
Bear Lake Tavern

Restaurant

1.3 mimap
Pizza Hut

Restaurant

1.6 mimap
Little Caesars

Fast Food

1.6 mimap

Mr. Quicks

Fast Food

1.6 mimap

☕ Coffee(7)

Brooklyn Bagels

Café

1.6 mimap
Drip Drop Drink

Café

2.2 mimap
The Coffee Factory

Café

2.3 mimap

+4 more within 5 miles

🍺 Bars(5)

Pigeon Hill

Pub

2.1 mimap

18th Ammendment

Bar

2.1 mimap

Tippsy Toad

Bar

2.2 mimap

+2 more within 5 miles

🏫 Schools(29)

North Muskegon High School & Middle School

School

0.7 mimap
North Muskegon Elementary School

School

0.7 mimap

Central Elementary School

School

1.4 mimap

Reeths-Puffer Middle School

School

1.4 mimap

Pennsylvania School

1.5 mimap

+24 more within 5 miles

💪 Gyms(1)

Waters Edge Fitness

Fitness Center

3.3 mimap

🌳 Parks(5)

Horton Park
0.3 mimap

Bear Lake Beach Park

0.5 mimap

Unnamed park

0.8 mimap

+2 more within 5 miles

🚴 Trails(3)

Bear Lake Trail

Bike Path

0.4 mimap

Bear Lake Trail

Bike Path

0.9 mimap

North Muskegon Trail

Bike Path

1.1 mimap

💊 Pharmacies(9)

Hometown Pharmacy

Pharmacy

1.6 mimap

Rite Aid

Pharmacy

1.6 mimap

Walgreens

Pharmacy

3.4 mimap

+6 more within 5 miles

👶 Childcare(1)

Jumpstart

Childcare Center

3.8 mimap

🏥 Hospitals(1)

Mercy Health Hackley Campus

Hospital

3.2 mimap

📚 Libraries(1)

Hackley Public Library

2.3 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Bear Lake? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Bear Lake

What do homes cost in Bear Lake?
The median home value in Bear Lake is about $540,000. Individual prices vary by street, size, and condition.
How active is the Bear Lake housing market?
there are 3 homes for sale in Bear Lake right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Bear Lake?
Bear Lake is served by North Muskegon Public Schools. Its highest-rated assigned school is North Muskegon High School (7/10).
Is Bear Lake walkable?
Bear Lake scores 1.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Bear Lake

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Bear Lake? Our team can help.

Call
🧭

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Conventional Mortgage Calculator

Median in Bear Lake

Estimated Monthly Payment

$3,666/mo

$
$108,000
20%
%
Principal & Interest $2,80276%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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