Basford Ridge
Solid value in a growing area
Median $400K·Schools 3.7/10
What strikes most people about this stretch is how close the water really is—Lake Michigan sits just a tenth of a mile away, close enough that you can smell it on the right breeze. The subdivision itself sits along the shoreline, with homes on wooded lots and lakefront properties that pull in sunrise views and sandy beach access. An unnamed park about half a mile down the road gives a quieter alternative to the beach. The landscape here reads as genuine Michigan shoreline—dense trees, open water, room to breathe—which is exactly what keeps people coming back to this particular corner of the state.
Be first when a home lists in Basford Ridge
New listings and price drops in Basford Ridge, emailed the moment they hit the market. No account needed, unsubscribe anytime.
Why people love it here
$400K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Basford Ridge
Estimated Monthly Payment
$2,716/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Basford Ridge this year. Thinking of selling?
See what your home is worthMedian Sale Price
$400K
3 sales in last 12mo
Expected Rent
$775/mo
$675 – $875 · wider-area estimate
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
To buy a median-priced Basford Ridge home (around $400,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $72k/year in household income to qualify — an estimated monthly payment of $2,694 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,694/mo | $71,848 |
| 10% (+PMI) | $3,101/mo | $82,695 |
| 5% (+PMI) | $3,238/mo | $86,341 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Township Park
1.0 mi
Parks Nearby
5
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Basford Ridge? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Basford Ridge
- What do homes cost in Basford Ridge?
- The median home value in Basford Ridge is about $400,000. Individual prices vary by street, size, and condition.
- How active is the Basford Ridge housing market?
- no homes are listed in Basford Ridge right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Basford Ridge?
- Basford Ridge is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).