Baldwin, Village of
Solid value in a growing area
Median $175K·Schools 3.7/10
Set in West Michigan between rolling farmland and Lake Michigan just a half mile away, this small platted neighborhood centers on a modest downtown where a community park anchors the block and local restaurants sit within steps of the street. Victorian and early-20th-century homes line corner lots with substantial yards—many with detached garages—and the area's solid bones attract hands-on owners who see potential in restoration projects. It's the kind of place where you can walk to a summer concert at the pavilion or grab a meal without getting in the car, and where the lake breeze reminds you daily that you're close to something bigger without the crowds.
Why people love it here
$175K median
- 1 recent sale
Mortgage Calculator
Median home price in Baldwin, Village of
Estimated Monthly Payment
$1,188/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Baldwin, Village of is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Baldwin, Village of home (around $175,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,158 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,158/mo | $30,892 |
| 10% (+PMI) | $1,334/mo | $35,570 |
| 5% (+PMI) | $1,392/mo | $37,132 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.3 mi
Parks Nearby
10
within 1 mile
🍕 Restaurants(4)
Pompeiis Pizza
Restaurant
Fast Food
Subway
Fast Food
Restaurant
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about Baldwin, Village of
- What do homes cost in Baldwin, Village of?
- The median home value in Baldwin, Village of is about $175,000. Individual prices vary by street, size, and condition.
- How active is the Baldwin, Village of housing market?
- there is 1 home for sale in Baldwin, Village of right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Baldwin, Village of?
- Baldwin, Village of is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Baldwin, Village of
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