Baldwin Lake
Great schools with outdoor access
Median $452K·Walkability 4.0/10·Schools 7.8/10
If the first thing I tell you is that you're minutes from both water and trails, you'll understand why people stay here. The area centers on two lakes—Baldwin and Como—where dock life and waterfront homes define summer, and the Flat River Trail gives you miles of green space year-round. A handful of restaurants and a grocery within a short walk mean you're not isolated, just removed from the noise. The homes here range from lakefront cottages with original charm to updated year-round residences with sightlines across the water; many have been thoughtfully refreshed with new kitchens, windows, and metal roofs that speak to owners who plan to stay awhile.
Why people love it here
Lake life
- Baldwin Lake within walking distance
- 35 parks within 1 mile
- Baldwin Lake: 1 min walk
- Beach at Baldwin Lake: 2 min walk
Cedar Crest Elementary School
- Elementary — 1.4 mi away
- Greenville
- 5 rated schools in district
$452K median
- 3 sales in last 12mo
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Explore Baldwin Lake
Same name, different focus — Baldwin Lake is also covered as:
- Baldwin Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Baldwin Lake
Estimated Monthly Payment
$3,065/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Baldwin Lake this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 7/10 to 9/10
School District: Greenville Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Baldwin Lake Beach
0.1 mi
Parks Nearby
35
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Dairy Queen
+1 more
Baldwin Lake Beach
+1 more
Playground on Montcalm Ave
Baldwin Lake
+1 more
Beach at Baldwin Lake
Silk City Nature Trail
Tower Park Trail
Walgreens
Flat River Community Library
Greeneville Cinema
Crime in Baldwin Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Baldwin Lake home (around $451,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $80k/year in household income to qualify — an estimated monthly payment of $3,003 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,003/mo | $80,081 |
| 10% (+PMI) | $3,457/mo | $92,199 |
| 5% (+PMI) | $3,609/mo | $96,251 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$869/yr in electricity from a typical rooftop solar system
Produces ~6,336 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Baldwin Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
🍕 Restaurants(6)
Fast Food
Fast Food
Restaurant
Big Boy
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🍺 Bars(1)
The Stone at Candlestone
Bar
🏫 Schools(9)
Baldwin Heights School
St. Charles Catholic School
Greenville High School
School
Satterlee School
Cedar Crest School
+4 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(5)
Fred Meijer Flat River Trail
Bike Path
Tower Park Trail
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Frequently asked about Baldwin Lake
- What do homes cost in Baldwin Lake?
- The median home value in Baldwin Lake is about $451,500. Individual prices vary by street, size, and condition.
- How active is the Baldwin Lake housing market?
- there is 1 home for sale in Baldwin Lake right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Baldwin Lake?
- Baldwin Lake is served by Greenville Public Schools. Its highest-rated assigned school is Cedar Crest Elementary School (9/10).
- Is Baldwin Lake walkable?
- Baldwin Lake scores 4.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Baldwin Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.