Baldwin Community Schools
Solid value in a growing area
Median $198K
Why people love it here
$198K median
- 28 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Baldwin Community Schools
Estimated Monthly Payment
$1,341/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
28 homes sold in Baldwin Community Schools this year. Thinking of selling?
See what your home is worthCrime in Baldwin Community Schools is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Baldwin Community Schools home (around $197,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,314 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,314/mo | $35,030 |
| 10% (+PMI) | $1,512/mo | $40,331 |
| 5% (+PMI) | $1,579/mo | $42,103 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
115 parcels
Active / pending
Typical Land Value
$11K/acre
Median asking
Median Price
$40K
Per listing
Who actually lends in Baldwin Community Schools, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Nearest Park
Unnamed park
3.2 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(4)
Restaurant
Subway
Fast Food
Pompeiis Pizza
Restaurant
Fast Food
🌳 Parks(5)
+2 more within 5 miles
Frequently asked about Baldwin Community Schools
- What do homes cost in Baldwin Community Schools?
- The median home value in Baldwin Community Schools is about $197,500. Individual prices vary by street, size, and condition.
- How active is the Baldwin Community Schools housing market?
- there are 44 homes for sale in Baldwin Community Schools right now, and 28 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Top contributors in Baldwin Community Schools
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.