Anchor Rd & S 104th Ave Area
Solid value in a growing area
Median $245K·Walkability 2.7/10
The water is right here—Lake Michigan sits at the edge of this stretch, making shoreline access a defining feature rather than a distant promise. Beyond that, the neighborhood spreads across wooded acres and open land where homes sit on lots measured in half-acres or more, far enough apart that you're genuinely surrounded by trees and space. A nearby unnamed park offers immediate outdoor relief, and the Hart/Montague Trail runs close enough for quick access to longer routes. The nearest restaurants and coffee shops are a short drive—around a mile and a half to two miles away—which means living out here trades walkable convenience for the kind of quiet that comes from acreage and distance.
Why people love it here
$245K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Anchor Rd & S 104th Ave Area
Estimated Monthly Payment
$1,663/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Park on Kubon Rd
Inman Lake
+1 more
Crime in Anchor Rd & S 104th Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Anchor Rd & S 104th Ave Area home (around $245,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,630 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,630/mo | $43,455 |
| 10% (+PMI) | $1,876/mo | $50,030 |
| 5% (+PMI) | $1,959/mo | $52,229 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$910/yr in electricity from a typical rooftop solar system
Produces ~6,366 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Anchor Rd & S 104th Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.6 mi
Parks Nearby
5
within 1 mile
🍕 Restaurants(6)
Restaurant
Hilltop Cheese Co
Restaurant
The Grill
Restaurant
The Silo
Restaurant
The Social Goat Tavern
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Lewis Coffee Company
Café
🏫 Schools(14)
Eagle School
New Era Christian School
Batten School
New Era Elementary School
School
Heitman School
+9 more within 5 miles
🚴 Trails(5)
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Shelby Public Library
⚡ EV Charging(1)
EV Connect
EV Charging
Frequently asked about Anchor Rd & S 104th Ave Area
- What do homes cost in Anchor Rd & S 104th Ave Area?
- The median home value in Anchor Rd & S 104th Ave Area is about $245,000. Individual prices vary by street, size, and condition.
- How active is the Anchor Rd & S 104th Ave Area housing market?
- no homes are listed in Anchor Rd & S 104th Ave Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Anchor Rd & S 104th Ave Area?
- Anchor Rd & S 104th Ave Area is served by Shelby Public Schools.
- Is Anchor Rd & S 104th Ave Area walkable?
- Anchor Rd & S 104th Ave Area scores 2.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Anchor Rd & S 104th Ave Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.