Amble
Great schools with outdoor access
Median $347K·Walkability 0.0/10·Schools 6.5/10
What surprises people about this stretch of Montcalm County is how much water defines it—creeks running through wooded lots, a private lake just across the road, and properties with their own ponds stocked for fishing. The area grew up around M-46, which still runs through the heart of things (the original railroad station platted here back in 1886 sits on that same corridor), and you'll find homes ranging from updated ranch-style houses on a couple acres to older wood-frame places with serious land around them. A lot of what's here centers on Indian Lakes, an all-sports private lake with a beach and clubhouse that residents can access on foot—the kind of amenity that shapes how people actually spend their time. It's rural enough that you're talking actual woods and yard space, not suburban density, yet close enough to U.S. Route 131 and Howard City to reach larger shopping and services without much of a drive.
Why people love it here
Lakeview Elementary School
- Elementary — 5.8 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
Near the water
- Winfield Lake — 1.6 mi
- Crane Lake: 4 min drive
- Krampe Park: 9 min drive
$347K median
- 12 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Amble
Estimated Monthly Payment
$2,357/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
12 homes sold in Amble this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Nearest Park
Krampe Park
3.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Winfield Lake
1.6 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Krampe Park
Crane Lake
White Pine Trail
Edgerton Building
Crime in Amble is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Amble home (around $347,250) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $62k/year in household income to qualify — an estimated monthly payment of $2,310 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,310/mo | $61,591 |
| 10% (+PMI) | $2,659/mo | $70,910 |
| 5% (+PMI) | $2,776/mo | $74,027 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Amble, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Winfield Township
Source: winfieldtownshipmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$875/yr in electricity from a typical rooftop solar system
Produces ~6,428 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells
Septic - individual
Rural township; individual septic
Resident-arranged private hauler
No municipal trash service listed
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Rural pockets may be Great Lakes Energy cooperative
Confirm by addressLakeview District Fire Department
Lakeview assumed former Amble VFD coverage in 2016; township pursued fire special assessment
Services for Winfield · Source: winfieldtownshipmi.gov
Utility, solar, and service details for Amble are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Amble
- What do homes cost in Amble?
- The median home value in Amble is about $347,250. Individual prices vary by street, size, and condition.
- How active is the Amble housing market?
- there is 1 home for sale in Amble right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Amble?
- Amble is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is Amble walkable?
- Amble scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Amble
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.