5th St & Peck St Area
Surrounded by nature
22 homes for sale·Median $110K·Walkability 3.4/10
You know you've found something special when you can walk 86 meters to grab groceries and still feel like you have all the space in the world. This quiet corner of Kent County sits where suburban convenience meets genuine small-town character, and somehow manages to pull off both without breaking a sweat. The homes here tell stories of thoughtful renovations and fresh starts – locals keep talking about the beautiful hardwood floors, updated kitchens with quartz countertops, and those generous basements that seem to solve every storage problem you didn't know you had.
Why people love it here
Near the water
- Mona Lake — 0.8 mi
- 5 parks within 1 mile
- Beach at Mona Lake: 9 min bike
- Mona Lake Park Beach: 9 min bike
$110K median
- 50 sales in last 12mo
Conventional Mortgage Calculator
Median home price in 5th St & Peck St Area
Estimated Monthly Payment
$747/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
50 homes sold in 5th St & Peck St Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Mona Lake Park
0.8 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Mona Lake
0.8 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
+1 more
Toast 'N Jams
+1 more
Tim Hortons
+1 more
Hank's Tavern
+1 more
Mona Lake Park
+1 more
Playground at Lakeshore Blvd & 2nd Ave
Mona Lake
Beach at Mona Lake
Veterans Memorial Park Walkway
Shoreline Landing Dog Park
Laketon Trail
Rec Room
Rite Aid
Norton Shores Jacob O. Funkhouser Branch Library
Jumpstart
Getty Drive-In
Crime in 5th St & Peck St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon Heights.
Muskegon Heights crime & safety stats →To buy a median-priced 5th St & Peck St Area home (around $110,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $20k/year in household income to qualify — an estimated monthly payment of $732 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $732/mo | $19,510 |
| 10% (+PMI) | $842/mo | $22,463 |
| 5% (+PMI) | $879/mo | $23,450 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Multifamily for sale
Listings
3 buildings
Active / pending
Median Price
$160K
Per building
Price Per Unit
$70K
Median
Who actually lends in 5th St & Peck St Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Muskegon Heights
Source: muskegonheights.us · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$899/yr in electricity from a typical rooftop solar system
Produces ~6,560 kWh/yr · offsets ~62% of a typical home's use
City of Muskegon Heights Public Works & Utilities
City water distribution; Water Filtration Plant 231-780-3415
Republic Services (area hauler)
Republic serves the area; city also hosts annual Dumpster Days
Services for Muskegon Heights · Source: muskegonheights.us
Utility, solar, and service details for 5th St & Peck St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
+8 more within 5 miles
🍕 Restaurants(6)
Restaurant
Pizza & Sub Shop
Fast Food
Fast Food
Mr. Scrib's
Restaurant
+1 more within 5 miles
☕ Coffee(10)
+7 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(30)
Glendale School
Roosevelt School
Dr. Martin Luther King Academy
School
Central School
+25 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Shoreline Landing Dog Park
Dog Park
💊 Pharmacies(9)
+6 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
📚 Libraries(2)
⚡ EV Charging(5)
232 | Muskegon - Shell Recharge
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
EV Charging
EV Charging
Unnamed ev_charging
EV Charging
Frequently asked about 5th St & Peck St Area
- What do homes cost in 5th St & Peck St Area?
- The median home value in 5th St & Peck St Area is about $110,000. Individual prices vary by street, size, and condition.
- How active is the 5th St & Peck St Area housing market?
- there are 22 homes for sale in 5th St & Peck St Area right now, and 50 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve 5th St & Peck St Area?
- 5th St & Peck St Area is served by Mona Shores Public School District.
- Is 5th St & Peck St Area walkable?
- 5th St & Peck St Area scores 3.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.