Spring Valley
Solid value in a growing area
The quick answer
Spring Valley is a neighborhood, part of Reed City Area Public Schools. Homes here typically sell for around $250,000.
3 homes for sale·Median $250K·Walkability 0.0/10·Schools 6.0/10
Out here, the roads roll through genuine country—acre-lot homes set back from quiet streets, detached garages for the toys, spring-fed ponds catching afternoon light. The Crestview subdivision anchors the area with larger homes (5, 6 bedrooms aren't unusual), hardwood and quartz finishes, the kind of layouts where a master suite can sprawl 700 square feet. Yards run large enough to host a gathering or just let kids roam; many properties sit on 1.6 acres or more, some pushing 40. Minutes from town and the expressway makes the pace here feel both removed and connected. A park sits within easy walking distance, and Lake Michigan is less than a mile away—close enough to matter without dominating the character. Restaurants cluster within a mile, including a handful just steps from home, so the rural feel doesn't come with total isolation.
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Why people love it here
$250K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Spring Valley
Estimated Monthly Payment
$1,697/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake No Sho Mo
Crime in Spring Valley is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced Spring Valley home (around $249,950) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $45k/year in household income to qualify — an estimated monthly payment of $1,684 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,684/mo | $44,896 |
| 10% (+PMI) | $1,938/mo | $51,674 |
| 5% (+PMI) | $2,023/mo | $53,953 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,237 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Spring Valley are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Westerburg Park
1.8 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(5)
H&D Chuckwagon
Restaurant
Restaurant
Restaurant
Restaurant
☕ Coffee(1)
The Bridge Coffee Shop
Café
🍺 Bars(1)
🚴 Trails(1)
Pere Marquette State Trail
Bike Path
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Spring Valley? Our team can help with availability, schools, and what it's really like to live here.
Living in Spring Valley: the details
Is Spring Valley a good place to live?
Here is what the numbers say about Spring Valley as a place to live. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Reed City Area Public Schools. Expect prices centered around $250,000.
What does it cost to live in Spring Valley?
The typical home in Spring Valley goes for around $250,000. There are 3 homes for sale here right now and 2 homes sold here in the past year.
Frequently asked about Spring Valley
- What do homes cost in Spring Valley?
- The median home value in Spring Valley is about $249,950. Individual prices vary by street, size, and condition.
- How active is the Spring Valley housing market?
- there are 3 homes for sale in Spring Valley right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Spring Valley?
- Spring Valley is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
- Is Spring Valley walkable?
- Spring Valley scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Spring Valley
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