45th Ave & Hoover Rd Area
Solid value in a growing area
Median $405K·Walkability 0.0/10·Schools 5.0/10
Out here on acreage ranging from single lots to sprawling parcels, the landscape is defined by space—quiet country settings where a half-mile or more between neighbors is standard, and forests edge up against open ground. Woodbeck Lake sits less than a mile away, close enough that water access shapes what people do out here, and there's enough room that hunting, fishing, and trails feel less like weekend trips and more like living arrangements. The terrain leans toward rural stability: manufactured homes and ranch-style houses on cleared land, pole barns and garages for equipment storage, well and septic systems, minimal road noise. It's the kind of place where a two- or three-acre parcel reads as modest, and where remodeled interiors stand out against the rural bones of the property itself. About 20 minutes south takes you toward bigger towns like Big Rapids, but most of what defines daily life happens within this stretch—the acreage, the wooded edges, the small-town quiet that comes from actual distance rather than marketing.
Why people love it here
$405K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in 45th Ave & Hoover Rd Area
Estimated Monthly Payment
$2,749/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Chippewa Hills School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Jacks Lake
Crime in 45th Ave & Hoover Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced 45th Ave & Hoover Rd Area home (around $405,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $72k/year in household income to qualify — an estimated monthly payment of $2,694 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,694/mo | $71,834 |
| 10% (+PMI) | $3,101/mo | $82,703 |
| 5% (+PMI) | $3,238/mo | $86,338 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$857/yr in electricity from a typical rooftop solar system
Produces ~6,293 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for 45th Ave & Hoover Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Central Park
1.9 mi
Parks Nearby
0
within 1 mile
Frequently asked about 45th Ave & Hoover Rd Area
- What do homes cost in 45th Ave & Hoover Rd Area?
- The median home value in 45th Ave & Hoover Rd Area is about $405,000. Individual prices vary by street, size, and condition.
- How active is the 45th Ave & Hoover Rd Area housing market?
- no homes are listed in 45th Ave & Hoover Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve 45th Ave & Hoover Rd Area?
- 45th Ave & Hoover Rd Area is served by Chippewa Hills School District. Its highest-rated assigned school is Barryton Elementary School (5/10).
- Is 45th Ave & Hoover Rd Area walkable?
- 45th Ave & Hoover Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in 45th Ave & Hoover Rd Area
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