220th Ave & 16 Mile Rd Area
Solid value in a growing area
Median $365K·Walkability 0.0/10
This stretch sits on the rural edge of West Michigan, where rolling farmland and tree-lined roads meet the shoreline—Lake Michigan is just a mile away. Properties here run 20 to 40 acres, with working farmhouses, barns, and land that still has room to breathe; river frontage and creek-fed acreage attract folks serious about hunting, trout fishing, and seasonal snowmobiling. The closest dining is about 2.4 miles out, and Hungerford Lake Recreation Area sits 2 miles down the road if you want to venture beyond your own property. It's a long drive to downtown—roughly an hour and a half—but that's the whole point: you're out here for the land, the water access, and the quiet that comes with owning serious acreage in genuine country.
Why people love it here
$365K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in 220th Ave & 16 Mile Rd Area
Estimated Monthly Payment
$2,478/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Diamond Lake
Crime in 220th Ave & 16 Mile Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Osceola County.
Osceola County crime & safety stats →To buy a median-priced 220th Ave & 16 Mile Rd Area home (around $365,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $65k/year in household income to qualify — an estimated monthly payment of $2,428 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,428/mo | $64,739 |
| 10% (+PMI) | $2,795/mo | $74,535 |
| 5% (+PMI) | $2,918/mo | $77,811 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,157 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for 220th Ave & 16 Mile Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
3.7 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(3)
🌳 Parks(5)
+2 more within 5 miles
Frequently asked about 220th Ave & 16 Mile Rd Area
- What do homes cost in 220th Ave & 16 Mile Rd Area?
- The median home value in 220th Ave & 16 Mile Rd Area is about $365,000. Individual prices vary by street, size, and condition.
- What schools serve 220th Ave & 16 Mile Rd Area?
- 220th Ave & 16 Mile Rd Area is served by Pine River Area Schools.
- Is 220th Ave & 16 Mile Rd Area walkable?
- 220th Ave & 16 Mile Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in 220th Ave & 16 Mile Rd Area
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