198th Rd & N 188th Ave Area
Solid value in a growing area
Median $142K·Walkability 0.0/10·Schools 3.0/10
The big draw out here is the raw acreage—homes sit on two, five, ten acres or more, with room to breathe and space that actually means something. You're looking at a rural stretch where pole barns are standard issue, decks overlook your own land, and the backdrop is either your own trees or a view toward the national forest just over a mile away. It's the kind of place where a driveway isn't measured in feet.
Why people love it here
$142K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in 198th Rd & N 188th Ave Area
Estimated Monthly Payment
$964/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Walkerville Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Gilbert Lake
Crime in 198th Rd & N 188th Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced 198th Rd & N 188th Ave Area home (around $142,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $944 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $944/mo | $25,186 |
| 10% (+PMI) | $1,087/mo | $28,997 |
| 5% (+PMI) | $1,135/mo | $30,271 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$57K
Per listing
Solar potential
~$915/yr in electricity from a typical rooftop solar system
Produces ~6,406 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for 198th Rd & N 188th Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Walkerville School Forest
1.9 mi
Parks Nearby
0
within 1 mile
Frequently asked about 198th Rd & N 188th Ave Area
- What do homes cost in 198th Rd & N 188th Ave Area?
- The median home value in 198th Rd & N 188th Ave Area is about $142,000. Individual prices vary by street, size, and condition.
- How active is the 198th Rd & N 188th Ave Area housing market?
- no homes are listed in 198th Rd & N 188th Ave Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve 198th Rd & N 188th Ave Area?
- 198th Rd & N 188th Ave Area is served by Walkerville Public Schools. Its highest-rated assigned school is Walkerville Public School (3/10).
- Is 198th Rd & N 188th Ave Area walkable?
- 198th Rd & N 188th Ave Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in 198th Rd & N 188th Ave Area
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