12th St & Oaks Xing Area
Quiet lots near top schools
The quick answer
12th St & Oaks Xing Area is a neighborhood, part of Otsego Public Schools. Homes here typically sell for around $225,000.
Median $225K·Walkability 1.0/10·Schools 5.8/10
There's something quietly satisfying about having room to breathe, and that's exactly what you get here in this corner of Kent County. With generous lots averaging just over an acre, you're not looking into your neighbor's kitchen window while you drink your morning coffee. The rolling landscape feels more like countryside than suburb, even though you've got 110 restaurants within walking distance and 20 grocery stores within a quick drive – though let's be honest, most people here appreciate the space enough that they don't mind hopping in the car for errands.
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Why people love it here
7.0 acre avg lots
- 122 homes
Otsego High School
- High — 2.0 mi away
- Otsego
- 4 rated schools in district
$225K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in 12th St & Oaks Xing Area
Estimated Monthly Payment
$1,524/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$225K
2 recent sales
Parks Nearby
5
within 1 mile
Nearest Park
Brookside Park
0.7 mi
Expected Rent
$1,425/mo
$1,250 – $1,600 · wider-area estimate
Based on 4 rated schools nearby
Range: 4/10 to 9/10
School District: Otsego Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
Culver's
+1 more
Mezzo Coffee House
+1 more
Tenth Street Saloon
North Side Park
+1 more
Playground in John Kolwoord's Add
Dog Park in Corporation Plat Area
Unnamed bike_path
River Bend Yoga
Walgreens
Otsego District Public Library
Plainwell Corners Preschool
M-89 Cinema
Crime in 12th St & Oaks Xing Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced 12th St & Oaks Xing Area home (around $224,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,512 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,512/mo | $40,325 |
| 10% (+PMI) | $1,740/mo | $46,413 |
| 5% (+PMI) | $1,817/mo | $48,459 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$16K/acre
Median asking
Median Price
$200K
Per listing
Local Government · area-wide
Otsego Township
Source: otsegotownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$904/yr in electricity from a typical rooftop solar system
Produces ~6,323 kWh/yr · offsets ~60% of a typical home's use
Otsego Township Public Utilities
Township water/sewer department in developed areas; rural parcels on private wells.
Township curbside / bulk trash program
Township offers bulk trash and curbside service options.
Township curbside recycling / depot
Curbside recycling and recycling depot services offered.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider.
Confirm by addressConsumers Energy / SEMCO Energy
Natural gas; SEMCO serves parts of this area.
Confirm by addressServices for Otsego Township · Source: otsegotownship.org
Utility, solar, and service details for 12th St & Oaks Xing Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Brookside Park
0.7 mi
Parks Nearby
5
within 1 mile
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(5)
+2 more within 5 miles
🏫 Schools(13)
Saint Margaret School
School
School
School
+8 more within 5 miles
💪 Gyms(1)
River Bend Yoga
Fitness Center
🐕 Dog Parks(1)
Dog Park in Corporation Plat Area
Dog Park
🚴 Trails(6)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Cycleway from Brookside Dr to S US 131
Bike Path
+3 more within 5 miles
👶 Childcare(1)
Plainwell Corners Preschool
Daycare
🏥 Hospitals(1)
Hospital
📚 Libraries(2)
Otsego District Public Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about 12th St & Oaks Xing Area? Our team can help with availability, schools, and what it's really like to live here.
Living in 12th St & Oaks Xing Area: the details
Is 12th St & Oaks Xing Area a good place to live?
12th St & Oaks Xing Area suits buyers looking for room to spread out on larger lots — here is what the data shows. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Otsego Public Schools. The going price is around $225,000.
What does it cost to live in 12th St & Oaks Xing Area?
The median home value in 12th St & Oaks Xing Area is about $225,000. 2 homes sold here in the past year.
Frequently asked about 12th St & Oaks Xing Area
- What do homes cost in 12th St & Oaks Xing Area?
- The median home value in 12th St & Oaks Xing Area is about $224,500. Individual prices vary by street, size, and condition.
- How active is the 12th St & Oaks Xing Area housing market?
- no homes are listed in 12th St & Oaks Xing Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve 12th St & Oaks Xing Area?
- 12th St & Oaks Xing Area is served by Otsego Public Schools. Its highest-rated assigned school is Otsego High School (9/10).
- Is 12th St & Oaks Xing Area walkable?
- 12th St & Oaks Xing Area scores 1.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.