120th Avenue & Lake Michigan Drive Area
Solid value in a growing area
3 homes for sale·Median $425K·Walkability 1.4/10·Schools 4.0/10
Out here you're in genuine rural country—acreage stretches between homes, trees fill the horizon, and you're roughly 20 minutes from Grand Haven's beach when you want it, or about 35 minutes to downtown Grand Rapids if the city calls. Most properties sit on multiple acres, the kind of land where people keep horses, maintain gardens, and have room to breathe; homes tend to be custom-built or thoughtfully updated ranches with open layouts and serious storage for hobbies and equipment. A restaurant is within a reasonable walk, and there are six more within a mile, so you're not completely removed from dining options despite the spread-out feel. The nearest grocery is about four miles away—a trade-off for the privacy and space that draws people here in the first place. Lighthouse Academy serves the area, and because this is Robinson township, you'll find the library book drop-off at the east end of the Loutit Library lot nearby, a quiet convenience for long-term residents who've chosen this life intentionally.
Why people love it here
$425K median
- 7 sales in last 12mo
Conventional Mortgage Calculator
Median home price in 120th Avenue & Lake Michigan Drive Area
Estimated Monthly Payment
$2,885/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
7 homes sold in 120th Avenue & Lake Michigan Drive Area this year. Thinking of selling?
See what your home is worthBased on 1 rated school nearby
School District: Lighthouse Academy
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
Yellow Jacket Junction Pizza & Subs
Embassy Bar & Grill
Unnamed park
Robinson Township Park Playground
Hidden Lake
Unnamed beach
Mounds Loop
Robinson - Grand River Launch
Crime in 120th Avenue & Lake Michigan Drive Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced 120th Avenue & Lake Michigan Drive Area home (around $425,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $75k/year in household income to qualify — an estimated monthly payment of $2,827 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,827/mo | $75,381 |
| 10% (+PMI) | $3,255/mo | $86,787 |
| 5% (+PMI) | $3,398/mo | $90,601 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$49K/acre
Median asking
Median Price
$350K
Per listing
Who actually lends in 120th Avenue & Lake Michigan Drive Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Robinson Township
Source: robinsontwpmi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$923/yr in electricity from a typical rooftop solar system
Produces ~6,457 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Rural township; individual septic.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Law enforcement via Ottawa County Sheriff (616-738-4000).
Services for Robinson · Source: robinsontwpmi.gov
Utility, solar, and service details for 120th Avenue & Lake Michigan Drive Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.6 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
bp
Grocery Store
🍕 Restaurants(6)
Yellow Jacket Junction Pizza & Subs
Restaurant
Pigeon Café
Fast Food
Subway
Restaurant
Stanton Junction Marathon
Restaurant
La Cenaduria de Maria
Restaurant
+1 more within 5 miles
🍺 Bars(3)
🏫 Schools(2)
🌳 Parks(5)
+2 more within 5 miles
Frequently asked about 120th Avenue & Lake Michigan Drive Area
- What do homes cost in 120th Avenue & Lake Michigan Drive Area?
- The median home value in 120th Avenue & Lake Michigan Drive Area is about $425,000. Individual prices vary by street, size, and condition.
- How active is the 120th Avenue & Lake Michigan Drive Area housing market?
- there are 3 homes for sale in 120th Avenue & Lake Michigan Drive Area right now, and 7 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve 120th Avenue & Lake Michigan Drive Area?
- 120th Avenue & Lake Michigan Drive Area is served by Lighthouse Academy. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is 120th Avenue & Lake Michigan Drive Area walkable?
- 120th Avenue & Lake Michigan Drive Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
