Algoma Ave & 20 Mile Rd Area
Space and nature
The quick answer
Algoma Ave & 20 Mile Rd Area is a neighborhood, part of Cedar Springs Public Schools. Homes here typically sell for around $357,000.
9 homes for sale·Median $357K·Walkability 1.1/10·Schools 4.3/10
The roads out here run long and straight, past farmhouses set back on acres of their own, the kind of place where you can see weather coming from a mile away. Most homes sit on wooded or open parcels, some spanning multiple acres, with the occasional newer build tucked alongside older rural properties—a quiet mix of countryside and modest development that hasn't rushed anything. You're about thirty minutes from downtown Grand Rapids when you need it, but the neighborhood itself feels removed from that urgency, anchored by Cedar Springs Public Schools and connected to the broader character of Solon township.
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Why people love it here
5.4 acre avg lots
- 21 homes
Near the water
- Long Lake — 0.5 mi
- 5 parks within 1 mile
- Park in Trent Ridge: 10 min bike
- Fisk Knob Northeast: 4 min drive
$357K median
- 42 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Algoma Ave & 20 Mile Rd Area
Estimated Monthly Payment
$2,420/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
42 homes sold in Algoma Ave & 20 Mile Rd Area this year. Thinking of selling?
See what your home is worthMedian Sale · Houses
$345K
37 sales in last 12mo
Median Sale · Condos
$432K
4 sales in last 12mo
Parks Nearby
5
within 1 mile
Nearest Park
Unnamed park
0.6 mi
Expected Rent
$1,300/mo
$1,150 – $1,450 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.6 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Long Lake
0.5 mi
Based on 3 rated schools nearby
Range: 1/10 to 7/10
School District: Cedar Springs Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Park in Trent Ridge
Middle Lake
+1 more
Beach at Long Lake Park
Fisk Knob Northeast
Clear Lake Launch
MAX Fitness
Cedar library #1
Kent Theater
Crime in Algoma Ave & 20 Mile Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Algoma Ave & 20 Mile Rd Area home (around $356,500) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $64k/year in household income to qualify — an estimated monthly payment of $2,405 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,405/mo | $64,135 |
| 10% (+PMI) | $2,768/mo | $73,815 |
| 5% (+PMI) | $2,890/mo | $77,071 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Typical Land Value
$22K/acre
Median asking
Median Price
$150K
Per listing
Who actually lends in Algoma Ave & 20 Mile Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$916/yr in electricity from a typical rooftop solar system
Produces ~6,411 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Solon Township · Source: NREL Utility Rates API
Utility, solar, and service details for Algoma Ave & 20 Mile Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(6)
Panda Chinese Restaurant
Restaurant
Jet's Pizza
Restaurant
Jimmy John's
Restaurant
+1 more within 5 miles
☕ Coffee(5)
+2 more within 5 miles
🏫 Schools(9)
Briggs School
White Creek School
Christian Hill School
Pangbron School
Creative Technologies Academy
+4 more within 5 miles
💪 Gyms(1)
Fitness Center
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(1)
Transit Stop
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Algoma Ave & 20 Mile Rd Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Algoma Ave & 20 Mile Rd Area: the details
Is Algoma Ave & 20 Mile Rd Area a good place to live?
If you're after room to spread out on larger lots and green space nearby, Algoma Ave & 20 Mile Rd Area is worth a close look — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Cedar Springs Public Schools. The going price is around $357,000.
What does it cost to live in Algoma Ave & 20 Mile Rd Area?
The median home value in Algoma Ave & 20 Mile Rd Area is about $357,000. There are 9 homes for sale here right now and 42 homes sold here in the past year.
Frequently asked about Algoma Ave & 20 Mile Rd Area
- What do homes cost in Algoma Ave & 20 Mile Rd Area?
- The median home value in Algoma Ave & 20 Mile Rd Area is about $356,500. Individual prices vary by street, size, and condition.
- How active is the Algoma Ave & 20 Mile Rd Area housing market?
- there are 9 homes for sale in Algoma Ave & 20 Mile Rd Area right now, and 42 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Algoma Ave & 20 Mile Rd Area?
- Algoma Ave & 20 Mile Rd Area is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Algoma Ave & 20 Mile Rd Area walkable?
- Algoma Ave & 20 Mile Rd Area scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
