Ernest Rd & Cardenas Ct Area
Solid value in a growing area
5 homes for sale·Median $400K·Walkability 0.0/10·Schools 6.0/10
Driving through this stretch feels rural and spacious—wide-open parcels of land with homes set well back from the road, each sitting on roughly eleven acres. A coffee shop is just a four-minute walk away, and a handful of restaurants cluster within a mile, but the character here is one of breathing room rather than density. Fred W. Green Park sits nearby for a quick outdoor break, and a grocery store is within reasonable reach.
Why people love it here
$400K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Ernest Rd & Cardenas Ct Area
Estimated Monthly Payment
$2,716/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 5/10 to 7/10
School District: Ionia Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Fred W. Green Park
Unnamed beach
Ionia River Trail
Ionia Community Library
Ionia Theatre
Crime in Ernest Rd & Cardenas Ct Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Ernest Rd & Cardenas Ct Area home (around $400,050) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,661 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,661/mo | $70,956 |
| 10% (+PMI) | $3,063/mo | $81,692 |
| 5% (+PMI) | $3,198/mo | $85,282 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Ernest Rd & Cardenas Ct Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$859/yr in electricity from a typical rooftop solar system
Produces ~6,307 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Ernest Rd & Cardenas Ct Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Fred W. Green Park
2.0 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(2)
Grocery Store
Muir Village Market
Grocery Store
🍕 Restaurants(6)
Restaurant
Restaurant
Restaurant
+1 more within 5 miles
☕ Coffee(1)
🍺 Bars(1)
🏫 Schools(15)
Lee Spalding School
Saint Johns School
School
+10 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(7)
Fred Meijer Grand River Valley Rail-Trail
Bike Path
Fred Meijer Clinton-Ionia-Shiawassee Trail
Bike Path
Bike Path
Bike Path
+4 more within 5 miles
💊 Pharmacies(1)
Rite Aid
Pharmacy
Frequently asked about Ernest Rd & Cardenas Ct Area
- What do homes cost in Ernest Rd & Cardenas Ct Area?
- The median home value in Ernest Rd & Cardenas Ct Area is about $400,050. Individual prices vary by street, size, and condition.
- How active is the Ernest Rd & Cardenas Ct Area housing market?
- there are 5 homes for sale in Ernest Rd & Cardenas Ct Area right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ernest Rd & Cardenas Ct Area?
- Ernest Rd & Cardenas Ct Area is served by Ionia Public Schools. Its highest-rated assigned school is Ionia Middle School (7/10).
- Is Ernest Rd & Cardenas Ct Area walkable?
- Ernest Rd & Cardenas Ct Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.