Charlotte Hwy & Chapman Dr Area
Solid value in a growing area
Median $485K·Walkability 0.0/10·Schools 5.0/10
You notice it right away—the space here, the way properties sit on substantial lots that give you room to breathe, and then you're a two-minute walk from a restaurant or a seven-minute stroll to groceries, which feels almost contradictory until you realize that's exactly what makes this stretch work. Spring Lake sits right at the edge, adding a natural anchor to what's already a landscape of generous acreage and genuine accessibility. There's a real mix of dining within a mile—ten restaurants means you're not limited to any one thing—and Brush Street Park is close enough that you don't have to drive to find green space. It's the kind of place where you get both the quiet of land and the convenience of being near things that matter, without one canceling out the other.
Why people love it here
$485K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Charlotte Hwy & Chapman Dr Area
Estimated Monthly Payment
$3,293/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Charlotte Hwy & Chapman Dr Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 4/10 to 6/10
School District: Portland Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Food Center
Wendy's
+1 more
Confluxcity Brewing Company
Community Lake Park
Cryderman Lake
Rivertrail Linear Park
Portland District Library
Crime in Charlotte Hwy & Chapman Dr Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Charlotte Hwy & Chapman Dr Area home (around $485,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $86k/year in household income to qualify — an estimated monthly payment of $3,226 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,226/mo | $86,023 |
| 10% (+PMI) | $3,714/mo | $99,040 |
| 5% (+PMI) | $3,877/mo | $103,392 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$118K/acre
Median asking
Median Price
$190K
Per listing
Who actually lends in Charlotte Hwy & Chapman Dr Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$859/yr in electricity from a typical rooftop solar system
Produces ~6,308 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Charlotte Hwy & Chapman Dr Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Brush Street Park
3.7 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
Tom's Food Center
Grocery Store
🍺 Bars(1)
🏫 Schools(4)
🌳 Parks(3)
📚 Libraries(1)
Portland District Library
Frequently asked about Charlotte Hwy & Chapman Dr Area
- What do homes cost in Charlotte Hwy & Chapman Dr Area?
- The median home value in Charlotte Hwy & Chapman Dr Area is about $485,000. Individual prices vary by street, size, and condition.
- How active is the Charlotte Hwy & Chapman Dr Area housing market?
- no homes are listed in Charlotte Hwy & Chapman Dr Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Charlotte Hwy & Chapman Dr Area?
- Charlotte Hwy & Chapman Dr Area is served by Portland Public Schools. Its highest-rated assigned school is Westwood Elementary School (6/10).
- Is Charlotte Hwy & Chapman Dr Area walkable?
- Charlotte Hwy & Chapman Dr Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.