Whitewater Estates
Strong schools draw families here
Median $385K·Walkability 0.0/10·Schools 6.7/10
Out here you're on good-sized lots—most running an acre or more—with room to breathe and trees that actually block the view of your neighbors. The homes tend toward ranch and contemporary styles, built solid with recent upgrades (new roofs, windows, kitchens showing up regularly in the area). It's a quiet stretch in a rural subdivision where a covered front porch and a backyard that feels genuinely private aren't luxuries. You're about 30 minutes from Gerald R. Ford Airport, and Spring Lake sits less than a mile away if you want to get on the water without the commute. State land and trails are close enough that a weekend walk doesn't require much planning, and Middleville State Game Area is just under two miles down the road for anyone who enjoys getting outside.
Why people love it here
Lee Elementary School
- Elementary — 4.5 mi away
- Thornapple Kellogg
- 3 rated schools in district
$385K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Whitewater Estates
Estimated Monthly Payment
$2,614/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Thornapple Kellogg School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Middleville State Game Area
Algonquin Lake
Fishing Beach
Crime in Whitewater Estates is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Whitewater Estates home (around $385,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $68k/year in household income to qualify — an estimated monthly payment of $2,549 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,549/mo | $67,963 |
| 10% (+PMI) | $2,935/mo | $78,255 |
| 5% (+PMI) | $3,063/mo | $81,690 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Solar potential
~$909/yr in electricity from a typical rooftop solar system
Produces ~6,362 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Whitewater Estates are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Middleville State Game Area
2.0 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(8)
The Big Easy
Restaurant
Riverdog Tavern
Restaurant
Faro's Italian Pizza
Restaurant
Red's Sports Bar and Grill
Restaurant
Three Brothers Pizza
Restaurant
+3 more within 5 miles
🏫 Schools(9)
Wood School
Algonquin Lake School
School
Little Brick School
+4 more within 5 miles
💪 Gyms(1)
Gymnastics In Motion
Fitness Center
🌳 Parks(4)
Middleville State Game Area
Irving Road Boating Access Site
Crane Road Ballfields
+1 more within 5 miles
🐕 Dog Parks(1)
Middleville Bark Park
Dog Park
🚴 Trails(3)
📚 Libraries(1)
Middleville Village Library
Frequently asked about Whitewater Estates
- What do homes cost in Whitewater Estates?
- The median home value in Whitewater Estates is about $385,000. Individual prices vary by street, size, and condition.
- What schools serve Whitewater Estates?
- Whitewater Estates is served by Thornapple Kellogg School District. Its highest-rated assigned school is Lee Elementary School (8/10).
- Is Whitewater Estates walkable?
- Whitewater Estates scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Whitewater Estates
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.