Whalen Lake Camp
Solid value in a growing area
Median $216K·Schools 3.7/10
The lake is basically in your backyard—Lake Michigan sits just a tenth of a mile away, which means morning walks and sunset views are part of your everyday rhythm out here. Hungerford Lake Recreation Area is about a mile down the road if you want trails and a change of scenery, and when you're hungry, restaurants are scattered within a couple miles. It's the kind of spot where you're genuinely close to water and green space without feeling hemmed in by commercial sprawl.
Why people love it here
$216K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Whalen Lake Camp
Estimated Monthly Payment
$1,466/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Whalen Lake Camp is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Whalen Lake Camp home (around $215,875) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,429 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,429/mo | $38,108 |
| 10% (+PMI) | $1,645/mo | $43,879 |
| 5% (+PMI) | $1,718/mo | $45,805 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Baldwin Hatchery Boating Access Site
1.2 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(4)
Subway
Fast Food
Pompeiis Pizza
Restaurant
Fast Food
Restaurant
Frequently asked about Whalen Lake Camp
- What do homes cost in Whalen Lake Camp?
- The median home value in Whalen Lake Camp is about $215,875. Individual prices vary by street, size, and condition.
- What schools serve Whalen Lake Camp?
- Whalen Lake Camp is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Whalen Lake Camp
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