Walnut Ridge (Johnstown Twp)
Surrounded by nature
Median $385K·Walkability 1.6/10·Schools 5.5/10
Late afternoon, when the light softens across the water and the docks start filling up, is when this stretch of Johnstown Township really shows itself—Fine Lake glints just beyond the tree line, and the whole neighborhood settles into what it does best. This is lake-country living, where cottages and updated homes sit on generous lots and the weekend rhythm revolves around waterfront access. Twin Lakes sits practically on the doorstep, just a tenth of a mile away, and the public boating access point is close enough for a quick walk when the urge strikes. A restaurant sits about a mile down the road for when cooking feels like too much work. The real draw, though, is what happens when you step outside: docks, decks facing the water, the kind of shoreline that makes summer feel permanent—the sort of place where the day's best hours tend to happen right here, looking out.
Why people love it here
Lake life
- Fine Lake within walking distance
- 5 parks within 1 mile
- Fine Lake: 4 min walk
- Fine Lake Boating Access Site: 10 min drive
DeltonKellogg High School
- High — 7.5 mi away
- Delton Kellogg Schools
- 4 rated schools in district
$385K median
- 2 recent sales
Mortgage Calculator
Median home price in Walnut Ridge (Johnstown Twp)
Estimated Monthly Payment
$2,614/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Fine Lake Boating Access Site
0.7 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Fine Lake
0.1 mi
Based on 4 rated schools nearby
Range: 3/10 to 8/10
School District: Delton Kellogg Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Banfield General Store
Fine Lake
Crime in Walnut Ridge (Johnstown Twp) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Walnut Ridge (Johnstown Twp) home (around $385,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $68k/year in household income to qualify — an estimated monthly payment of $2,549 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,549/mo | $67,963 |
| 10% (+PMI) | $2,935/mo | $78,255 |
| 5% (+PMI) | $3,063/mo | $81,690 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Solar potential
~$915/yr in electricity from a typical rooftop solar system
Produces ~6,405 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Walnut Ridge (Johnstown Twp) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Walnut Ridge (Johnstown Twp)
- What do homes cost in Walnut Ridge (Johnstown Twp)?
- The median home value in Walnut Ridge (Johnstown Twp) is about $385,000. Individual prices vary by street, size, and condition.
- How active is the Walnut Ridge (Johnstown Twp) housing market?
- no homes are listed in Walnut Ridge (Johnstown Twp) right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Walnut Ridge (Johnstown Twp)?
- Walnut Ridge (Johnstown Twp) is served by Delton Kellogg Schools. Its highest-rated assigned school is DeltonKellogg High School (8/10).
- Is Walnut Ridge (Johnstown Twp) walkable?
- Walnut Ridge (Johnstown Twp) scores 1.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Walnut Ridge (Johnstown Twp)
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