W Fox Trl & S Hill Top Rd Area
Solid value in a growing area
2 homes for sale·Median $200K·Walkability 0.5/10·Schools 3.7/10
You're out here in the middle of it all—or really, the middle of nothing, which is exactly the appeal. Wooded lots on 1–2 acres are the baseline, and properties back directly onto Manistee National Forest or sit within shouting distance of it, so hunting trails, ORV access via Little 'O', and thousands of acres of public land are practically your backyard. Homes tend to run simple and livable—2–3 bedrooms, some newer builds with solid bones, others waiting for your own vision—and folks go for the space and self-sufficiency: well water, septic systems, generators that kick on when the power drops. The nearest restaurant is about 2 miles down the road, and that slow distance is kind of the point. Lake Michigan sits right at the edge of things, and you're wrapped in forest on nearly every other side, which means you're buying into land and quiet, not walkability or amenities.
Why people love it here
$200K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in W Fox Trl & S Hill Top Rd Area
Estimated Monthly Payment
$1,358/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Pine Island Lake
North Country National Scenic Trail
Crime in W Fox Trl & S Hill Top Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced W Fox Trl & S Hill Top Rd Area home (around $200,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,330 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,330/mo | $35,474 |
| 10% (+PMI) | $1,532/mo | $40,841 |
| 5% (+PMI) | $1,599/mo | $42,636 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$10K/acre
Median asking
Median Price
$40K
Per listing
Solar potential
~$890/yr in electricity from a typical rooftop solar system
Produces ~6,228 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for W Fox Trl & S Hill Top Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
3.1 mi
Parks Nearby
0
within 1 mile
Frequently asked about W Fox Trl & S Hill Top Rd Area
- What do homes cost in W Fox Trl & S Hill Top Rd Area?
- The median home value in W Fox Trl & S Hill Top Rd Area is about $200,000. Individual prices vary by street, size, and condition.
- How active is the W Fox Trl & S Hill Top Rd Area housing market?
- there are 2 homes for sale in W Fox Trl & S Hill Top Rd Area right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Fox Trl & S Hill Top Rd Area?
- W Fox Trl & S Hill Top Rd Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is W Fox Trl & S Hill Top Rd Area walkable?
- W Fox Trl & S Hill Top Rd Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in W Fox Trl & S Hill Top Rd Area
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