W Almy Rd & N Bailey Rd Area
Easy outdoor access
7 homes for sale·Median $335K·Walkability 0.5/10
You're heading into a place where lake living isn't some far-off fantasy—it's right here. This stretch sits practically on Horseshoe Lake, with Winfield Lake just 0.8 miles away, so sandy beaches and year-round water aren't punch lines; they're your backyard. The homes out here tend to run ranch and tri-level styles on generous lots, many with direct lake frontage or membership privileges to private beaches and parks. A rubber roof and a fenced yard show up enough in what sells to suggest people aren't cutting corners on maintenance. Dead-end roads and cul-de-sacs keep the flow quiet and deliberate. The nearest restaurant lands about a mile and a half away, which means you're not tripping over downtown noise—this is land-forward living where the draw is space, water access, and the kind of summer routine that doesn't require leaving home. Krampe Park sits within an easy walk if you want to expand your radius.
Why people love it here
Near the water
- Winfield Lake — 0.8 mi
- Indian Lake: 8 min drive
- Minnie Farmer Park: 13 min drive
$335K median
- 22 sales in last 12mo
Conventional Mortgage Calculator
Median home price in W Almy Rd & N Bailey Rd Area
Estimated Monthly Payment
$2,274/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
22 homes sold in W Almy Rd & N Bailey Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Krampe Park
2.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Winfield Lake
0.8 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Indian Lake
Crime in W Almy Rd & N Bailey Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced W Almy Rd & N Bailey Rd Area home (around $335,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,228 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,228/mo | $59,418 |
| 10% (+PMI) | $2,565/mo | $68,409 |
| 5% (+PMI) | $2,678/mo | $71,415 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$17K/acre
Median asking
Median Price
$150K
Per listing
Who actually lends in W Almy Rd & N Bailey Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$865/yr in electricity from a typical rooftop solar system
Produces ~6,348 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for W Almy Rd & N Bailey Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🏫 Schools(2)
Gaffield School
School
🚴 Trails(4)
+1 more within 5 miles
👶 Childcare(1)
Edgerton Building
Daycare
Frequently asked about W Almy Rd & N Bailey Rd Area
- What do homes cost in W Almy Rd & N Bailey Rd Area?
- The median home value in W Almy Rd & N Bailey Rd Area is about $335,000. Individual prices vary by street, size, and condition.
- How active is the W Almy Rd & N Bailey Rd Area housing market?
- there are 7 homes for sale in W Almy Rd & N Bailey Rd Area right now, and 22 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Almy Rd & N Bailey Rd Area?
- W Almy Rd & N Bailey Rd Area is served by Tri County Area Schools.
- Is W Almy Rd & N Bailey Rd Area walkable?
- W Almy Rd & N Bailey Rd Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.