W 12th St & W 16th St Area
Solid value in a growing area
1 home for sale·Median $125K·Walkability 0.0/10·Schools 3.7/10
Evening light hits the tree line just right out here, when the sun drops behind the woods and the whole landscape goes golden for about twenty minutes—that's when you remember why you picked this stretch. You're sitting on serious acreage, the kind of land that actually *feels* like land: rolling woods with a mix of hardwoods and softer growth, much of it backing up against federal forest that stretches for hundreds of acres on multiple sides. If hunting or trail access matters to you, that proximity to protected forest is the whole point. Lake Michigan is just over a mile away, and the Pere Marquette River—a National Wild and Scenic river—winds through, so there's water for paddling or fishing depending on what you're after. The nearest restaurant is about 1.8 miles down the road, and a park sits roughly 3 miles out, but honestly, most folks out here are after the quiet and the space more than being walkable to dinner. It's a drive to downtown—about 107 minutes—but that's the trade you make for land and solitude.
Why people love it here
$125K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in W 12th St & W 16th St Area
Estimated Monthly Payment
$849/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in W 12th St & W 16th St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced W 12th St & W 16th St Area home (around $125,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $22k/year in household income to qualify — an estimated monthly payment of $831 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $831/mo | $22,171 |
| 10% (+PMI) | $957/mo | $25,526 |
| 5% (+PMI) | $999/mo | $26,647 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,281 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for W 12th St & W 16th St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
4.8 mi
Parks Nearby
0
within 1 mile
Frequently asked about W 12th St & W 16th St Area
- What do homes cost in W 12th St & W 16th St Area?
- The median home value in W 12th St & W 16th St Area is about $125,000. Individual prices vary by street, size, and condition.
- How active is the W 12th St & W 16th St Area housing market?
- there is 1 home for sale in W 12th St & W 16th St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W 12th St & W 16th St Area?
- W 12th St & W 16th St Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is W 12th St & W 16th St Area walkable?
- W 12th St & W 16th St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in W 12th St & W 16th St Area
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