W 11 1/2 Rd & W 10 1/2 Mile Rd Area
Solid value in a growing area
2 homes for sale·Median $355K·Walkability 0.0/10·Schools 3.7/10
County-maintained paved roads wind through heavily wooded acreage out here, where properties stretch across multiple acres and give you real breathing room. This is genuine up-north territory — the kind of place where a two-bedroom cottage on a couple of wooded lots or a mobile home on five acres feels like the whole point. Recent homes have been upgraded with new decks, furnaces, and roofs built to handle Michigan winters, and many sit on quiet, no-wake lakes perfect for a genuine retreat. The Manistee National Forest is practically next door, opening up endless miles of trails and streams for anyone who wants them. Lake Michigan itself is right here too. You're close enough to restaurants and the convenience of town when you need them, but far enough out that you've got actual seclusion — the kind most people come north seeking.
Why people love it here
$355K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in W 11 1/2 Rd & W 10 1/2 Mile Rd Area
Estimated Monthly Payment
$2,409/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in W 11 1/2 Rd & W 10 1/2 Mile Rd Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in W 11 1/2 Rd & W 10 1/2 Mile Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced W 11 1/2 Rd & W 10 1/2 Mile Rd Area home (around $354,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $63k/year in household income to qualify — an estimated monthly payment of $2,361 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,361/mo | $62,948 |
| 10% (+PMI) | $2,718/mo | $72,472 |
| 5% (+PMI) | $2,837/mo | $75,657 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$16K/acre
Median asking
Median Price
$49K
Per listing
Solar potential
~$932/yr in electricity from a typical rooftop solar system
Produces ~6,269 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for W 11 1/2 Rd & W 10 1/2 Mile Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.1 mi
Parks Nearby
0
within 1 mile
Frequently asked about W 11 1/2 Rd & W 10 1/2 Mile Rd Area
- What do homes cost in W 11 1/2 Rd & W 10 1/2 Mile Rd Area?
- The median home value in W 11 1/2 Rd & W 10 1/2 Mile Rd Area is about $354,900. Individual prices vary by street, size, and condition.
- How active is the W 11 1/2 Rd & W 10 1/2 Mile Rd Area housing market?
- there are 2 homes for sale in W 11 1/2 Rd & W 10 1/2 Mile Rd Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W 11 1/2 Rd & W 10 1/2 Mile Rd Area?
- W 11 1/2 Rd & W 10 1/2 Mile Rd Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is W 11 1/2 Rd & W 10 1/2 Mile Rd Area walkable?
- W 11 1/2 Rd & W 10 1/2 Mile Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.