Timber Trails (Lake County)
Solid value in a growing area
Median $165K·Schools 6.0/10
Out here on the western edge of Lake County, this wooded subdivision sits close enough to US 10 and Highway 131 that you're never more than a short drive from the wider world, yet far enough back that towering pines and hardwood lots define what you wake up to. The landscape rolls with acreage—most parcels give you breathing room, backing directly onto thousands of acres of state land that opens up the Tin Cup and Lincoln trail systems for ATVs and exploring on foot. A cabin or year-round home settles into the kind of quiet you actually find in rural Michigan, where a cement patio facing the woods and a storage shed for tools feel less like afterthoughts and more like the actual structure of life. Hungerford Lake Recreation Area sits about two and a half miles away when you want to venture out, and dining options are scattered across the same radius—close enough to reach without planning the whole evening. This is the kind of place where land matters more than zip codes, and the neighbors are often on the other side of a tree line.
Why people love it here
$165K median
- Based on 3yr sales
Mortgage Calculator
Median home price in Timber Trails (Lake County)
Estimated Monthly Payment
$1,117/mo

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
Crime in Timber Trails (Lake County) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Timber Trails (Lake County) home (around $164,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,089 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,089/mo | $29,039 |
| 10% (+PMI) | $1,254/mo | $33,436 |
| 5% (+PMI) | $1,309/mo | $34,904 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
The Old School Ground
2.6 mi
Parks Nearby
0
within 1 mile
Frequently asked about Timber Trails (Lake County)
- What do homes cost in Timber Trails (Lake County)?
- The median home value in Timber Trails (Lake County) is about $164,500. Individual prices vary by street, size, and condition.
- What schools serve Timber Trails (Lake County)?
- Timber Trails (Lake County) is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).