Sunrise Point
Solid value in a growing area
Median $490K·Schools 3.7/10
You've got to see this place at sunrise—the light off Lake Michigan just a short walk away hits different when the day's just starting. It's a small subdivision in West Michigan with serious location advantages; you're basically right on top of the water here, which means beach access and that whole shoreline character without feeling cramped or overdeveloped. The nearest real recreation hub, Hungerford Lake Recreation Area, is about seven miles out if you want something more inland, but honestly, when you've got the lake practically at your back door, you're not hurting for options. It's the kind of spot where you wake up to actual decent views and can be down at the water before most people have finished coffee—that's worth something.
Why people love it here
$490K median
- 1 recent sale
Mortgage Calculator
Median home price in Sunrise Point
Estimated Monthly Payment
$3,326/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in Sunrise Point is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Sunrise Point home (around $489,900) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $86k/year in household income to qualify — an estimated monthly payment of $3,243 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,243/mo | $86,481 |
| 10% (+PMI) | $3,734/mo | $99,577 |
| 5% (+PMI) | $3,898/mo | $103,948 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
7.0 mi
Parks Nearby
0
within 1 mile
Frequently asked about Sunrise Point
- What do homes cost in Sunrise Point?
- The median home value in Sunrise Point is about $489,900. Individual prices vary by street, size, and condition.
- How active is the Sunrise Point housing market?
- no homes are listed in Sunrise Point right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Sunrise Point?
- Sunrise Point is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Top contributors in Sunrise Point
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