Southgate
Strong schools draw families here
Median $405K·Walkability 0.9/10·Schools 5.5/10
The neighborhood runs compact and deliberate, with ranch and cape-cod homes built for entertaining and main-floor living, many featuring cathedral ceilings, fireplaces, and the kind of open layouts that don't feel cramped. Remodels are common—quartz countertops, fresh appliances, updated kitchens—so you're looking at homes that have been lived in and cared for, not just held. Duck Lake sits less than a mile away if you want outdoor recreation, and Lower Crooked Lake Park is about 2.6 miles out for picnics or a shore walk. The airport is 45 minutes south if you're traveling regularly, close enough to not feel isolated but far enough that you're genuinely out in lake country, not airport-adjacent.
Why people love it here
DeltonKellogg High School
- High — 5.8 mi away
- Delton Kellogg Schools
- 4 rated schools in district
$405K median
- 1 recent sale
Mortgage Calculator
Median home price in Southgate
Estimated Monthly Payment
$2,749/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 4 rated schools nearby
Range: 3/10 to 8/10
School District: Delton Kellogg Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lower Crooked Lake Park
Warner Lake
+1 more
Crime in Southgate is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Southgate home (around $405,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $71k/year in household income to qualify — an estimated monthly payment of $2,681 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,681/mo | $71,494 |
| 10% (+PMI) | $3,087/mo | $82,320 |
| 5% (+PMI) | $3,223/mo | $85,934 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Solar potential
~$878/yr in electricity from a typical rooftop solar system
Produces ~6,407 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Southgate are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Lower Crooked Lake Park
2.8 mi
Parks Nearby
0
within 1 mile
🏫 Schools(1)
North Pine Lake School
🌳 Parks(3)
Frequently asked about Southgate
- What do homes cost in Southgate?
- The median home value in Southgate is about $405,000. Individual prices vary by street, size, and condition.
- How active is the Southgate housing market?
- no homes are listed in Southgate right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Southgate?
- Southgate is served by Delton Kellogg Schools. Its highest-rated assigned school is DeltonKellogg High School (8/10).
- Is Southgate walkable?
- Southgate scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Southgate
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.