S Vickeryville Rd & S Tow Rd Area
Surrounded by nature
2 homes for sale·Median $145K·Walkability 2.0/10·Schools 5.0/10
What catches people off guard out here is how much lakefront property abuts the neighborhood—Loon Lake sits just across the road, offering year-round access and a genuine draw for anyone serious about water activities. The area itself sprawls across 880 acres of rural Michigan land, where long private drives lead to homes set back on substantial lots, many featuring the kind of open layouts and recent updates (new roofs, fresh paint, upgraded fixtures) that suggest owners who actually live here rather than flip. A grocery store lands about two miles away, which means you're trading walkability for the thing these listings keep mentioning: space, views, and the kind of quiet that doesn't require selling yourself on it. Loon Lake Public Access sits adjacent, making the neighborhood feel less isolated and more like a genuine destination for people who want land, water access, and the option to build or renovate without feeling hemmed in.
Why people love it here
Lake life
- Loon Lake within walking distance
- 5 parks within 1 mile
- Loon Lake Public Access: 8 min bike
- Loon Lake: 11 min bike
$145K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in S Vickeryville Rd & S Tow Rd Area
Estimated Monthly Payment
$986/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Loon Lake Public Access
0.4 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Loon Lake
0.0 mi
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Loon Lake Public Access
Loon Lake
Dog Park on Vernier Rd
Crystal Box Office Theater
Crime in S Vickeryville Rd & S Tow Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced S Vickeryville Rd & S Tow Rd Area home (around $145,300) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $26k/year in household income to qualify — an estimated monthly payment of $966 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $966/mo | $25,772 |
| 10% (+PMI) | $1,113/mo | $29,671 |
| 5% (+PMI) | $1,162/mo | $30,975 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$872/yr in electricity from a typical rooftop solar system
Produces ~6,404 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S Vickeryville Rd & S Tow Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about S Vickeryville Rd & S Tow Rd Area
- What do homes cost in S Vickeryville Rd & S Tow Rd Area?
- The median home value in S Vickeryville Rd & S Tow Rd Area is about $145,300. Individual prices vary by street, size, and condition.
- How active is the S Vickeryville Rd & S Tow Rd Area housing market?
- there are 2 homes for sale in S Vickeryville Rd & S Tow Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Vickeryville Rd & S Tow Rd Area?
- S Vickeryville Rd & S Tow Rd Area is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
- Is S Vickeryville Rd & S Tow Rd Area walkable?
- S Vickeryville Rd & S Tow Rd Area scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S Vickeryville Rd & S Tow Rd Area
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