S Miles Rd & W Colby Rd Area
Surrounded by nature
2 homes for sale·Median $309K·Walkability 1.0/10·Schools 5.0/10
You'll notice the openness first—long stretches of road lined with trees, acreage breathing room between homes, the kind of place where a 5-acre lot doesn't raise eyebrows. This is lakefront and rural Michigan in its plainest form: farmhouses with pole barns, country kitchens, waterfront homes on Nevins and Dickerson lakes with sandy bottoms and deeded access, finished basements, and working land tucked into a 4,700-acre footprint. A coffee shop is about 1.7 miles away if you need it; a real meal another mile past that. The grocery store sits 4.3 miles out, so a run to town is part of the rhythm here. What anchors the place is water and land—Woodbeck Lake right on the boundary, Nevins Lake Public Access adjacent, and a scatter of all-sports lakes that draw people back year after year. You're looking at a place where remodeled farmhouses sit next to new builds, where the work is visible (sheds, barns, cleared acreage), and where quiet isn't enforced—it's just the default.
Why people love it here
Lake life
- Nevins Lake within walking distance
- Nevins Lake: 12 min bike
- Dickerson Lake: 12 min bike
$309K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in S Miles Rd & W Colby Rd Area
Estimated Monthly Payment
$2,098/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in S Miles Rd & W Colby Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Nevins Lake Public Access
1.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Nevins Lake
0.0 mi
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Nevins Lake Public Access
Nevins Lake
+1 more
Crime in S Miles Rd & W Colby Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced S Miles Rd & W Colby Rd Area home (around $309,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $55k/year in household income to qualify — an estimated monthly payment of $2,055 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,055/mo | $54,807 |
| 10% (+PMI) | $2,366/mo | $63,099 |
| 5% (+PMI) | $2,470/mo | $65,872 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$878/yr in electricity from a typical rooftop solar system
Produces ~6,402 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S Miles Rd & W Colby Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(2)
Fast Food
Frequently asked about S Miles Rd & W Colby Rd Area
- What do homes cost in S Miles Rd & W Colby Rd Area?
- The median home value in S Miles Rd & W Colby Rd Area is about $309,000. Individual prices vary by street, size, and condition.
- How active is the S Miles Rd & W Colby Rd Area housing market?
- there are 2 homes for sale in S Miles Rd & W Colby Rd Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Miles Rd & W Colby Rd Area?
- S Miles Rd & W Colby Rd Area is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
- Is S Miles Rd & W Colby Rd Area walkable?
- S Miles Rd & W Colby Rd Area scores 1.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S Miles Rd & W Colby Rd Area
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