S Merrillville Rd & S Grove St Area
Solid value in a growing area
1 home for sale·Median $141K·Walkability 0.5/10·Schools 3.7/10
Early morning here hits different—when the Baldwin River mist clears and you can actually see the 400-plus feet of waterfront on the properties that line this stretch. The neighborhood sits on roughly 1,380 acres of land where houses come with serious acreage, detached garages, and room to store your toys (which matters when you're minutes from ORV trails and the Manistee National Forest). Log cabins needing work sit next to freshly renovated ranches; some folks are still in the renovation-loan stage, others already moved in after complete 2018 overhauls with new metal roofs and siding. Hungerford Lake Recreation Area is a two-minute walk away, and Lake Michigan itself is right there—not miles away, but truly on the doorstep. Downtown Baldwin is walkable from here, with the Trout Sculpture and summer concerts at the pavilion just a block or two off the main drag. A ninety-seven-minute drive gets you to downtown Grand Rapids when you need the city, but out here, the draw is land, quiet dead-end streets, and the kind of property where a two-stall garage and covered porches actually make sense.
Why people love it here
$141K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in S Merrillville Rd & S Grove St Area
Estimated Monthly Payment
$957/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Paradise Lake
Crime in S Merrillville Rd & S Grove St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced S Merrillville Rd & S Grove St Area home (around $141,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $25k/year in household income to qualify — an estimated monthly payment of $938 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $938/mo | $25,009 |
| 10% (+PMI) | $1,080/mo | $28,793 |
| 5% (+PMI) | $1,127/mo | $30,058 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Typical Land Value
$12K/acre
Median asking
Median Price
$28K
Per listing
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,284 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for S Merrillville Rd & S Grove St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Baldwin Hatchery Boating Access Site
1.0 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(4)
Pompeiis Pizza
Restaurant
Fast Food
Subway
Fast Food
Restaurant
Frequently asked about S Merrillville Rd & S Grove St Area
- What do homes cost in S Merrillville Rd & S Grove St Area?
- The median home value in S Merrillville Rd & S Grove St Area is about $141,000. Individual prices vary by street, size, and condition.
- How active is the S Merrillville Rd & S Grove St Area housing market?
- there is 1 home for sale in S Merrillville Rd & S Grove St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Merrillville Rd & S Grove St Area?
- S Merrillville Rd & S Grove St Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is S Merrillville Rd & S Grove St Area walkable?
- S Merrillville Rd & S Grove St Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S Merrillville Rd & S Grove St Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.
