S Carlson Rd & College Dr Area
Surrounded by nature
3 homes for sale·Median $209K·Walkability 1.4/10·Schools 5.0/10
Out here, you'd expect generic suburban sprawl—instead, you get wooded lots breathing real space, lake access that actually matters, and the kind of property that lets you disappear into the trees without disappearing from civilization. Derby Lake sits right in the mix, drawing year-round and seasonal residents who want waterfront without the density; homes on private acreage feature open floor plans and genuine land—not postage stamps. The grocery run is a short drive, but the coffee shop is practically at your door, and a restaurant lands within a casual walk, so you're not completely cut off. A nearby park adds the expected recreation layer. It's the rare spot where "lakeside" doesn't mean condo living, where you can own four wooded acres or find a cottage retreat without pretending you're somewhere else entirely—just straightforward access to water, quiet, and enough room to actually feel like you belong outside.
Why people love it here
Lake life
- Derby Lake within walking distance
- 5 parks within 1 mile
- Fred Meijer Heartland Trail: 3 min walk
- Unnamed park: 8 min walk
$209K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in S Carlson Rd & College Dr Area
Estimated Monthly Payment
$1,419/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.4 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Derby Lake
0.0 mi
Based on 1 rated school nearby
School District: Central Montcalm Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Sweet Stop Bakery & Coffee Shop
South Twin Lake
+1 more
Unnamed beach
Meadow Loop
Crime in S Carlson Rd & College Dr Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced S Carlson Rd & College Dr Area home (around $209,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,390 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,390/mo | $37,070 |
| 10% (+PMI) | $1,600/mo | $42,679 |
| 5% (+PMI) | $1,671/mo | $44,555 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$871/yr in electricity from a typical rooftop solar system
Produces ~6,355 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for S Carlson Rd & College Dr Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Sheridan Village Market
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(2)
🚴 Trails(6)
Fred Meijer Heartland Trail
Bike Path
Fred Meijer Heartland Trail
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
👶 Childcare(1)
Hundred Acre Woods Daycare
Childcare Center
🏥 Hospitals(1)
Hospital
Frequently asked about S Carlson Rd & College Dr Area
- What do homes cost in S Carlson Rd & College Dr Area?
- The median home value in S Carlson Rd & College Dr Area is about $209,000. Individual prices vary by street, size, and condition.
- How active is the S Carlson Rd & College Dr Area housing market?
- there are 3 homes for sale in S Carlson Rd & College Dr Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve S Carlson Rd & College Dr Area?
- S Carlson Rd & College Dr Area is served by Central Montcalm Public Schools. Its highest-rated assigned school is Central Montcalm Middle High School (5/10).
- Is S Carlson Rd & College Dr Area walkable?
- S Carlson Rd & College Dr Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in S Carlson Rd & College Dr Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.
