N Twin Creek Rd & N Kings Hwy Area
Solid value in a growing area
2 homes for sale·Median $86K·Walkability 0.0/10·Schools 3.7/10
Early morning light through the pines is when this stretch reveals itself—cabins set back on wooded acres, state forest across the road, the kind of place where a hand pump and an outhouse don't feel like roughing it but like choosing the essential things. Properties here range from one-acre parcels with simple, furnished cabins to larger ranches on eight-plus acres, many with detached garages built for snowmobiles and side-by-sides rather than daily commutes.
Why people love it here
$86K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in N Twin Creek Rd & N Kings Hwy Area
Estimated Monthly Payment
$580/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Stewart Lake
Little Manistee Motorcycle Trail
Crime in N Twin Creek Rd & N Kings Hwy Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced N Twin Creek Rd & N Kings Hwy Area home (around $85,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $15k/year in household income to qualify — an estimated monthly payment of $569 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $569/mo | $15,165 |
| 10% (+PMI) | $655/mo | $17,460 |
| 5% (+PMI) | $684/mo | $18,227 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,255 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for N Twin Creek Rd & N Kings Hwy Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Silver Creek State Forest Campground
4.4 mi
Parks Nearby
0
within 1 mile
🌳 Parks(1)
Frequently asked about N Twin Creek Rd & N Kings Hwy Area
- What do homes cost in N Twin Creek Rd & N Kings Hwy Area?
- The median home value in N Twin Creek Rd & N Kings Hwy Area is about $85,500. Individual prices vary by street, size, and condition.
- How active is the N Twin Creek Rd & N Kings Hwy Area housing market?
- there are 2 homes for sale in N Twin Creek Rd & N Kings Hwy Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N Twin Creek Rd & N Kings Hwy Area?
- N Twin Creek Rd & N Kings Hwy Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is N Twin Creek Rd & N Kings Hwy Area walkable?
- N Twin Creek Rd & N Kings Hwy Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in N Twin Creek Rd & N Kings Hwy Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.