N Merrillville Rd & W Scotty Trl Area
Solid value in a growing area
3 homes for sale·Median $162K·Walkability 0.0/10·Schools 3.7/10
Driving through this stretch feels less like arriving somewhere and more like peeling back a layer—dense woods frame narrow roads, and the landscape opens into properties where acreage and seclusion are the whole point. Lake Michigan sits just under a mile away, close enough that river access and waterfront living anchor the neighborhood's identity, while state land bordering properties means thousands of additional acres belong to nobody and everybody at once. Cabins and modest homes dot the area, many positioned to take advantage of creeks and riverfront; covered porches, detached garages, and thoughtful renovation projects are the norm rather than the exception. Trail access—ORV, snowmobile, and fishing routes through Manistee National Forest—runs through the region, and you'll find Hungerford Lake Recreation Area about six miles south if you're looking for organized outdoor space. This is genuine back-country living, where your neighbors are likely to be folks who came out here specifically for the trees, the water, and the room to breathe.
Why people love it here
$162K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in N Merrillville Rd & W Scotty Trl Area
Estimated Monthly Payment
$1,100/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Syers Lake
Little Manistee Motorcycle Trail
Crime in N Merrillville Rd & W Scotty Trl Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced N Merrillville Rd & W Scotty Trl Area home (around $162,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,078 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,078/mo | $28,734 |
| 10% (+PMI) | $1,241/mo | $33,081 |
| 5% (+PMI) | $1,295/mo | $34,535 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$18K/acre
Median asking
Median Price
$70K
Per listing
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,207 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for N Merrillville Rd & W Scotty Trl Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Triangle Park
6.9 mi
Parks Nearby
0
within 1 mile
Frequently asked about N Merrillville Rd & W Scotty Trl Area
- What do homes cost in N Merrillville Rd & W Scotty Trl Area?
- The median home value in N Merrillville Rd & W Scotty Trl Area is about $162,000. Individual prices vary by street, size, and condition.
- How active is the N Merrillville Rd & W Scotty Trl Area housing market?
- there are 3 homes for sale in N Merrillville Rd & W Scotty Trl Area right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N Merrillville Rd & W Scotty Trl Area?
- N Merrillville Rd & W Scotty Trl Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is N Merrillville Rd & W Scotty Trl Area walkable?
- N Merrillville Rd & W Scotty Trl Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in N Merrillville Rd & W Scotty Trl Area
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