N Masters Rd & Cody Lake Rd Area
Great schools with outdoor access
2 homes for sale·Median $265K·Walkability 1.4/10·Schools 6.7/10
At golden hour, when the light hits the water just right, this stretch comes alive—lakefront homes and cottages scattered across acreage that actually breathes, with sandy shorelines and private docks the kind of detail that shows up in every listing around here. You're talking properties that run from modest cottages on two-thirds of an acre to sprawling estates sitting on 16 acres with 500 feet of waterfront, all of it oriented toward lakes that support fishing, boating, and the kind of "do-nothing weekend" that requires no apologies. The Village of Trufant sits close by with deeded public access points and a community park right at the edge, which means you're not isolated—just genuinely removed from the noise. Roads are quiet and rural; the landscape is open enough that neighbors don't feel like neighbors until you actually want them to be.
Why people love it here
Lake life
- Cowden Lake within walking distance
- Black Lake: 9 min bike
- Cowden Lake: 10 min bike
Lakeview Elementary School
- Elementary — 8.1 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
$265K median
- 10 sales in last 12mo
Conventional Mortgage Calculator
Median home price in N Masters Rd & Cody Lake Rd Area
Estimated Monthly Payment
$1,796/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
10 homes sold in N Masters Rd & Cody Lake Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Trufant Community Park
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Cowden Lake
0.0 mi
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Cowden Lake Public Access
Unnamed playground
Black Lake
+1 more
Crime in N Masters Rd & Cody Lake Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced N Masters Rd & Cody Lake Rd Area home (around $264,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $47k/year in household income to qualify — an estimated monthly payment of $1,759 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,759/mo | $46,914 |
| 10% (+PMI) | $2,025/mo | $54,012 |
| 5% (+PMI) | $2,114/mo | $56,386 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Median Price
$115K
Per listing
Who actually lends in N Masters Rd & Cody Lake Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$883/yr in electricity from a typical rooftop solar system
Produces ~6,291 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for N Masters Rd & Cody Lake Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about N Masters Rd & Cody Lake Rd Area
- What do homes cost in N Masters Rd & Cody Lake Rd Area?
- The median home value in N Masters Rd & Cody Lake Rd Area is about $264,500. Individual prices vary by street, size, and condition.
- How active is the N Masters Rd & Cody Lake Rd Area housing market?
- there are 2 homes for sale in N Masters Rd & Cody Lake Rd Area right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N Masters Rd & Cody Lake Rd Area?
- N Masters Rd & Cody Lake Rd Area is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is N Masters Rd & Cody Lake Rd Area walkable?
- N Masters Rd & Cody Lake Rd Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in N Masters Rd & Cody Lake Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.
