N 120th Ave & Thistle Rd Area
Explore this community
1 home for sale·Median $103K·Walkability 0.0/10·Schools 6.3/10
Out here, you're surrounded by water—Crystal Pond sits practically in your backyard, the North Branch of the Pentwater River winds through several properties, and Lake Michigan is just 1.4 miles away, which means you're close enough to actually use it instead of just talk about it. Homes run the gamut from modest cottages and mobile homes to country cabins tucked on 1- to 12-acre parcels, many with direct waterfront access and plenty of space to breathe. The vibe is decidedly rural and weekend-getaway; you'll find detached garages, RV pads, pole barns, and acreage built for people who want room for toys, equipment, and projects. About 15 minutes gets you to the towns of Hart and Pentwater, and the Silver Lake Sand Dunes are within striking distance for anyone who's into that kind of thing. Liberty Park is 1.2 miles down the road if you need something structured—fishing, sports fields, basketball courts. This is lake-country living: private settings off main roads, wooded lots, water views, and the kind of quiet that comes with distance from everything else.
Why people love it here
Hart High School
- High — 8.1 mi away
- Hart
- 3 rated schools in district
$103K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in N 120th Ave & Thistle Rd Area
Estimated Monthly Payment
$699/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Saint Marys Lake
Crime in N 120th Ave & Thistle Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced N 120th Ave & Thistle Rd Area home (around $103,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $18k/year in household income to qualify — an estimated monthly payment of $685 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $685/mo | $18,269 |
| 10% (+PMI) | $789/mo | $21,033 |
| 5% (+PMI) | $823/mo | $21,957 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$10K/acre
Median asking
Median Price
$195K
Per listing
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,184 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for N 120th Ave & Thistle Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Crystal Valley County Park
1.1 mi
Parks Nearby
0
within 1 mile
Frequently asked about N 120th Ave & Thistle Rd Area
- What do homes cost in N 120th Ave & Thistle Rd Area?
- The median home value in N 120th Ave & Thistle Rd Area is about $103,000. Individual prices vary by street, size, and condition.
- How active is the N 120th Ave & Thistle Rd Area housing market?
- there is 1 home for sale in N 120th Ave & Thistle Rd Area right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N 120th Ave & Thistle Rd Area?
- N 120th Ave & Thistle Rd Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is N 120th Ave & Thistle Rd Area walkable?
- N 120th Ave & Thistle Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in N 120th Ave & Thistle Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.