E Garfield St & S Mount Hope Rd Area
Solid value in a growing area
Median $220K·Walkability 2.3/10·Schools 5.5/10
This stretch sits within arm's reach of restaurants and coffee shops—the kind of proximity that means you're not planning a trip, you're just walking out the door. Grove Park is a seven-minute walk away, and three parks fall within a mile, so outdoor space isn't something you have to drive for. A grocery store lands about fifteen minutes on foot, making daily errands manageable without a car dependency feel. The neighborhood spans 290 acres of residential and mixed-use land where homes tend toward substantial ranch and farmhouse styles, often sitting on larger lots with room to breathe—double lots aren't uncommon, and many properties back up to open space or local school grounds, which shapes the quieter, less-crowded character of the area.
Why people love it here
$220K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in E Garfield St & S Mount Hope Rd Area
Estimated Monthly Payment
$1,494/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 4/10 to 7/10
School District: Carson City-Crystal Area Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Carson City Village Market
Main Street Pizza
+1 more
Muffin Top Bakery and Deli
Grove Park
Playground on County Line Rd
Beach on County Line Rd
Carson City Public Library
Crime in E Garfield St & S Mount Hope Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced E Garfield St & S Mount Hope Rd Area home (around $220,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $39k/year in household income to qualify — an estimated monthly payment of $1,463 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,463/mo | $39,021 |
| 10% (+PMI) | $1,685/mo | $44,925 |
| 5% (+PMI) | $1,759/mo | $46,900 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,363 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for E Garfield St & S Mount Hope Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Grove Park
0.6 mi
Parks Nearby
15
within 1 mile
🛒 Grocery(1)
Grocery Store
🍕 Restaurants(5)
Restaurant
Main Street Pizza
Restaurant
Eagle's Nest
Restaurant
Fast Food
The Rusty Nail
Restaurant
☕ Coffee(1)
Muffin Top Bakery and Deli
Café
🏥 Hospitals(1)
📚 Libraries(1)
Carson City Public Library
Frequently asked about E Garfield St & S Mount Hope Rd Area
- What do homes cost in E Garfield St & S Mount Hope Rd Area?
- The median home value in E Garfield St & S Mount Hope Rd Area is about $220,000. Individual prices vary by street, size, and condition.
- How active is the E Garfield St & S Mount Hope Rd Area housing market?
- no homes are listed in E Garfield St & S Mount Hope Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E Garfield St & S Mount Hope Rd Area?
- E Garfield St & S Mount Hope Rd Area is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
- Is E Garfield St & S Mount Hope Rd Area walkable?
- E Garfield St & S Mount Hope Rd Area scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in E Garfield St & S Mount Hope Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.