E 84th St & S Saddler Rd Area
Solid value in a growing area
Median $200K·Walkability 0.0/10·Schools 6.0/10
The water is right here—Lake Michigan sits at the edge of this stretch, a fact that shapes everything about living out here. It's genuinely rural land, the kind of place where 5-acre parcels and 15-acre spreads are the norm, with homes set back from paved roads and plenty of room to breathe. You'll find custom builds alongside ranch homes, pole barns and machine shops tucked into the property lines, and the kind of quiet that comes with acreage and distance from town noise. A restaurant is less than a mile away when you want it, and Hungerford Lake Recreation Area sits about 1.1 miles out, good for a quick outing. This is Michigan country living—not isolated, but genuinely spacious—where the trade-off is intentional: you gain land and privacy, and you're still close enough to slip into town or toward the expressway when you need to.
Why people love it here
$200K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in E 84th St & S Saddler Rd Area
Estimated Monthly Payment
$1,357/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in E 84th St & S Saddler Rd Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Reed City Area Public Schools
Crime in E 84th St & S Saddler Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced E 84th St & S Saddler Rd Area home (around $199,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,330 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,330/mo | $35,456 |
| 10% (+PMI) | $1,531/mo | $40,821 |
| 5% (+PMI) | $1,598/mo | $42,615 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,282 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for E 84th St & S Saddler Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
The Old School Ground
3.2 mi
Parks Nearby
0
within 1 mile
Frequently asked about E 84th St & S Saddler Rd Area
- What do homes cost in E 84th St & S Saddler Rd Area?
- The median home value in E 84th St & S Saddler Rd Area is about $199,900. Individual prices vary by street, size, and condition.
- How active is the E 84th St & S Saddler Rd Area housing market?
- no homes are listed in E 84th St & S Saddler Rd Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E 84th St & S Saddler Rd Area?
- E 84th St & S Saddler Rd Area is served by Reed City Area Public Schools. Its highest-rated assigned school is GT Norman Elementary School (7/10).
- Is E 84th St & S Saddler Rd Area walkable?
- E 84th St & S Saddler Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
