E 76th St & E Prarie St Area
Solid value in a growing area
1 home for sale·Median $97K·Walkability 1.4/10·Schools 3.7/10
Out here, you're sitting on nearly four thousand acres of land where the nearest restaurant is a few miles down the road, so most folks either cook or plan ahead—and that's exactly the point. The area sprawls across properties measured in acres rather than lots, with homes set back on their own space: a four-bedroom A-frame on six parcels, a two-bedroom ranch on over two acres, garages that dwarf the house itself. It's the kind of place where "well-maintained" and "new roof" show up repeatedly in property descriptions, where detached garages aren't luxuries but practical necessities. Lake Michigan sits right at the edge, and Hungerford Lake Recreation Area is adjacent, so water access is embedded into the geography. You're deep enough into Mid Michigan that you feel truly removed, but close enough to actual amenities that you're not completely cut off—just intentionally, completely separate.
Why people love it here
$97K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in E 76th St & E Prarie St Area
Estimated Monthly Payment
$658/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Unnamed park
Watermill Lake
+1 more
Crime in E 76th St & E Prarie St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced E 76th St & E Prarie St Area home (around $96,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $17k/year in household income to qualify — an estimated monthly payment of $645 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $645/mo | $17,196 |
| 10% (+PMI) | $742/mo | $19,798 |
| 5% (+PMI) | $775/mo | $20,668 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Median Price
$10K
Per listing
Solar potential
~$897/yr in electricity from a typical rooftop solar system
Produces ~6,278 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for E 76th St & E Prarie St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.4 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(3)
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about E 76th St & E Prarie St Area
- What do homes cost in E 76th St & E Prarie St Area?
- The median home value in E 76th St & E Prarie St Area is about $96,950. Individual prices vary by street, size, and condition.
- How active is the E 76th St & E Prarie St Area housing market?
- there is 1 home for sale in E 76th St & E Prarie St Area right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E 76th St & E Prarie St Area?
- E 76th St & E Prarie St Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
- Is E 76th St & E Prarie St Area walkable?
- E 76th St & E Prarie St Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in E 76th St & E Prarie St Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.