E 3 1/2 Mile Rd & E Lincoln Creek Rd Area
Solid value in a growing area
3 homes for sale·Median $76K·Walkability 0.0/10
If someone asks where you're headed out here, just say you're going north—the kind of place where Lake Michigan is practically next door and the trails run deeper than the roads. This stretch sits on 782 acres with Hungerford Lake Recreation Area right at the edge, making it natural-first territory where land and water aren't distant weekend trips, they're your backyard. Everything out here is close enough to reach in minutes: the lake for fishing and swimming, the trails for ATV and snowmobile country, the river access locals actually use. The homes tend toward ranch and cabin styles—practical, updated, the kind built for people who came here to be outside, not to pass through.
Why people love it here
$76K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in E 3 1/2 Mile Rd & E Lincoln Creek Rd Area
Estimated Monthly Payment
$513/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Crime in E 3 1/2 Mile Rd & E Lincoln Creek Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced E 3 1/2 Mile Rd & E Lincoln Creek Rd Area home (around $75,600) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $13k/year in household income to qualify — an estimated monthly payment of $503 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $503/mo | $13,409 |
| 10% (+PMI) | $579/mo | $15,438 |
| 5% (+PMI) | $604/mo | $16,116 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$58K/acre
Median asking
Median Price
$70K
Per listing
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,258 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for E 3 1/2 Mile Rd & E Lincoln Creek Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Triangle Park
1.2 mi
Parks Nearby
0
within 1 mile
Frequently asked about E 3 1/2 Mile Rd & E Lincoln Creek Rd Area
- What do homes cost in E 3 1/2 Mile Rd & E Lincoln Creek Rd Area?
- The median home value in E 3 1/2 Mile Rd & E Lincoln Creek Rd Area is about $75,600. Individual prices vary by street, size, and condition.
- How active is the E 3 1/2 Mile Rd & E Lincoln Creek Rd Area housing market?
- there are 3 homes for sale in E 3 1/2 Mile Rd & E Lincoln Creek Rd Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve E 3 1/2 Mile Rd & E Lincoln Creek Rd Area?
- E 3 1/2 Mile Rd & E Lincoln Creek Rd Area is served by Pine River Area Schools.
- Is E 3 1/2 Mile Rd & E Lincoln Creek Rd Area walkable?
- E 3 1/2 Mile Rd & E Lincoln Creek Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in E 3 1/2 Mile Rd & E Lincoln Creek Rd Area
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