Assessor's Plat No. 1
Solid value in a growing area
Median $135K·Walkability 3.2/10·Schools 4.0/10
Why people love it here
$135K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Assessor's Plat No. 1
Estimated Monthly Payment
$916/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$135K
1 recent sale
Parcels / Units
30
Median Lot Size
0.21 ac
3485 sq ft – 0.39 ac
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shamrock
Smith Park
+1 more
Playground in Village Of Morgan Area
Lake White Cloud
Beach in Village Of Morgan Area
North Country Trail Spur
Crime in Assessor's Plat No. 1 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Newaygo County.
Newaygo County crime & safety stats →To buy a median-priced Assessor's Plat No. 1 home (around $135,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $24k/year in household income to qualify — an estimated monthly payment of $898 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $898/mo | $23,945 |
| 10% (+PMI) | $1,034/mo | $27,568 |
| 5% (+PMI) | $1,079/mo | $28,779 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of White Cloud
Source: cityofwhitecloud.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,390 kWh/yr · offsets ~61% of a typical home's use
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; rural pockets Great Lakes Energy cooperative.
Confirm by addressServices for White Cloud · Source: cityofwhitecloud.org
Utility, solar, and service details for Assessor's Plat No. 1 are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Smith Park
0.3 mi
Parks Nearby
25
within 1 mile
Frequently asked about Assessor's Plat No. 1
- What do homes cost in Assessor's Plat No. 1?
- The median home value in Assessor's Plat No. 1 is about $135,000. Individual prices vary by street, size, and condition.
- How active is the Assessor's Plat No. 1 housing market?
- no homes are listed in Assessor's Plat No. 1 right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Assessor's Plat No. 1?
- Assessor's Plat No. 1 is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Assessor's Plat No. 1 walkable?
- Assessor's Plat No. 1 scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.