Cost of Living in Replat No 1 Ottawa Executive Estates: What Salary Do You Need to Buy a Home?
Real numbers from this area's median sale price, property taxes, and household income — calculated at today's mortgage rate.
To buy a median-priced Replat No 1 Ottawa Executive Estates home (around $730,000) at today's 6.58% 30-year fixed rate with 20% down, you'd need roughly $130k/year in household income to qualify — an estimated monthly payment of $4,890 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,890/mo | $130,401 |
| 10% (+PMI) | $5,629/mo | $150,108 |
| 5% (+PMI) | $5,877/mo | $156,717 |
Estimates use a 6.58% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Thinking about buying in Replat No 1 Ottawa Executive Estates?
Get a personalized rate and payment in minutes — or explore the full Replat No 1 Ottawa Executive Estates overview (schools, walkability, listings).
Get pre-approved