Calculators

Plain-English tools for buying, selling and renting in Grand Rapids and West Michigan. Pick one, enter your numbers, and see the answer right away.

Monthly payment
Principal, interest, taxes and insurance on a Grand Rapids home, at the latest published Freddie Mac average rate.
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What can I afford?
Turn your income, debts and down payment into a price range you can shop in.
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What your rent could buy
See the home price your monthly rent would carry as a mortgage payment.
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Home value and net proceeds
Estimate your home’s value and compare how the way you sell changes what you keep.
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Cost of living
Compare what housing and everyday costs run in places across West Michigan.
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Buyer closing costs and cash to close
Estimate the cash you need at the closing table, beyond your down payment.
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Refinance break-even
Find how many months it takes for a lower rate to pay back the cost of refinancing.
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Michigan property tax after you buy
See how buying uncaps taxable value and what your tax bill may become.
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Rental property cash flow
Rent, expenses and financing in one view: monthly cash flow and return on cash.
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These are estimates for planning, not loan offers or financial advice.